LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,618
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,473
−HK$1,884/mo
Today · 4.125%
HK$63,357
baseline
▲ 0.50% · 4.625%
HK$67,212
+HK$3,855/mo
Deposit HK$13.07M · loan HK$13.07M · min. income ≈ HK$126,714/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,111,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,325
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,104
−HK$1,804/mo
Today · 4.125%
HK$69,908
baseline
▲ 0.50% · 4.625%
HK$73,593
+HK$3,685/mo
Deposit HK$13.07M · loan HK$13.07M · min. income ≈ HK$139,816/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,111,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,542
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,767
−HK$2,261/mo
Today · 4.125%
HK$76,028
baseline
▲ 0.50% · 4.625%
HK$80,654
+HK$4,626/mo
Deposit HK$10.46M · loan HK$15.69M · min. income ≈ HK$152,056/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$1,111,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,590
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,724
−HK$2,166/mo
Today · 4.125%
HK$83,890
baseline
▲ 0.50% · 4.625%
HK$88,312
+HK$4,422/mo
Deposit HK$10.46M · loan HK$15.69M · min. income ≈ HK$167,780/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$1,111,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,466
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$86,062
−HK$2,638/mo
Today · 4.125%
HK$88,700
baseline
▲ 0.50% · 4.625%
HK$94,097
+HK$5,397/mo
Deposit HK$7.84M · loan HK$18.30M · min. income ≈ HK$177,400/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$1,111,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,855
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,345
−HK$2,526/mo
Today · 4.125%
HK$97,871
baseline
▲ 0.50% · 4.625%
HK$103,030
+HK$5,159/mo
Deposit HK$7.84M · loan HK$18.30M · min. income ≈ HK$195,742/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$1,111,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,313
−HK$6,730/mo
▼ 0.25% · 3.875%
HK$110,651
−HK$3,392/mo
Today · 4.125%
HK$114,043
baseline
▲ 0.50% · 4.625%
HK$120,982
+HK$6,939/mo
Deposit HK$2.61M · loan HK$23.53M · min. income ≈ HK$228,086/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$1,111,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,385
−HK$6,450/mo
▼ 0.25% · 3.875%
HK$122,587
−HK$3,248/mo
Today · 4.125%
HK$125,835
baseline
▲ 0.50% · 4.625%
HK$132,468
+HK$6,633/mo
Deposit HK$2.61M · loan HK$23.53M · min. income ≈ HK$251,670/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$1,111,183 · Scale 2, in force from 26 Feb 2026)