LTV · monthly repayment
▼ 0.50% · 3.625%
HK$597,814
−HK$37,489/mo
▼ 0.25% · 3.875%
HK$616,410
−HK$18,893/mo
Today · 4.125%
HK$635,303
baseline
▲ 0.50% · 4.625%
HK$673,959
+HK$38,656/mo
Deposit HK$131.08M · loan HK$131.08M · min. income ≈ HK$1,270,606/mo (50% DSR)
Upfront cash ≈ HK$148.13M (deposit + AVD stamp duty HK$17,041,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$665,062
−HK$35,932/mo
▼ 0.25% · 3.875%
HK$682,899
−HK$18,095/mo
Today · 4.125%
HK$700,994
baseline
▲ 0.50% · 4.625%
HK$737,944
+HK$36,950/mo
Deposit HK$131.08M · loan HK$131.08M · min. income ≈ HK$1,401,988/mo (50% DSR)
Upfront cash ≈ HK$148.13M (deposit + AVD stamp duty HK$17,041,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$717,377
−HK$44,986/mo
▼ 0.25% · 3.875%
HK$739,692
−HK$22,671/mo
Today · 4.125%
HK$762,363
baseline
▲ 0.50% · 4.625%
HK$808,751
+HK$46,388/mo
Deposit HK$104.87M · loan HK$157.30M · min. income ≈ HK$1,524,726/mo (50% DSR)
Upfront cash ≈ HK$121.91M (deposit + AVD stamp duty HK$17,041,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$798,075
−HK$43,117/mo
▼ 0.25% · 3.875%
HK$819,479
−HK$21,713/mo
Today · 4.125%
HK$841,192
baseline
▲ 0.50% · 4.625%
HK$885,533
+HK$44,341/mo
Deposit HK$104.87M · loan HK$157.30M · min. income ≈ HK$1,682,384/mo (50% DSR)
Upfront cash ≈ HK$121.91M (deposit + AVD stamp duty HK$17,041,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$836,940
−HK$52,484/mo
▼ 0.25% · 3.875%
HK$862,974
−HK$26,450/mo
Today · 4.125%
HK$889,424
baseline
▲ 0.50% · 4.625%
HK$943,543
+HK$54,119/mo
Deposit HK$78.65M · loan HK$183.52M · min. income ≈ HK$1,778,848/mo (50% DSR)
Upfront cash ≈ HK$95.69M (deposit + AVD stamp duty HK$17,041,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$931,087
−HK$50,304/mo
▼ 0.25% · 3.875%
HK$956,059
−HK$25,332/mo
Today · 4.125%
HK$981,391
baseline
▲ 0.50% · 4.625%
HK$1,033,122
+HK$51,731/mo
Deposit HK$78.65M · loan HK$183.52M · min. income ≈ HK$1,962,782/mo (50% DSR)
Upfront cash ≈ HK$95.69M (deposit + AVD stamp duty HK$17,041,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,076,066
−HK$67,479/mo
▼ 0.25% · 3.875%
HK$1,109,538
−HK$34,007/mo
Today · 4.125%
HK$1,143,545
baseline
▲ 0.50% · 4.625%
HK$1,213,127
+HK$69,582/mo
Deposit HK$26.22M · loan HK$235.95M · min. income ≈ HK$2,287,090/mo (50% DSR)
Upfront cash ≈ HK$43.26M (deposit + AVD stamp duty HK$17,041,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,197,112
−HK$64,677/mo
▼ 0.25% · 3.875%
HK$1,229,218
−HK$32,571/mo
Today · 4.125%
HK$1,261,789
baseline
▲ 0.50% · 4.625%
HK$1,328,299
+HK$66,510/mo
Deposit HK$26.22M · loan HK$235.95M · min. income ≈ HK$2,523,578/mo (50% DSR)
Upfront cash ≈ HK$43.26M (deposit + AVD stamp duty HK$17,041,035 · Scale 2, in force from 26 Feb 2026)