LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,881
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,743
−HK$1,893/mo
Today · 4.125%
HK$63,636
baseline
▲ 0.50% · 4.625%
HK$67,508
+HK$3,872/mo
Deposit HK$13.13M · loan HK$13.13M · min. income ≈ HK$127,272/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,116,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,617
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$68,403
−HK$1,813/mo
Today · 4.125%
HK$70,216
baseline
▲ 0.50% · 4.625%
HK$73,917
+HK$3,701/mo
Deposit HK$13.13M · loan HK$13.13M · min. income ≈ HK$140,432/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,116,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,857
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$74,092
−HK$2,271/mo
Today · 4.125%
HK$76,363
baseline
▲ 0.50% · 4.625%
HK$81,009
+HK$4,646/mo
Deposit HK$10.50M · loan HK$15.76M · min. income ≈ HK$152,726/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,116,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,940
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$82,084
−HK$2,175/mo
Today · 4.125%
HK$84,259
baseline
▲ 0.50% · 4.625%
HK$88,700
+HK$4,441/mo
Deposit HK$10.50M · loan HK$15.76M · min. income ≈ HK$168,518/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,116,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,833
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,441
−HK$2,649/mo
Today · 4.125%
HK$89,090
baseline
▲ 0.50% · 4.625%
HK$94,511
+HK$5,421/mo
Deposit HK$7.88M · loan HK$18.38M · min. income ≈ HK$178,180/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$1,116,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,263
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,765
−HK$2,537/mo
Today · 4.125%
HK$98,302
baseline
▲ 0.50% · 4.625%
HK$103,484
+HK$5,182/mo
Deposit HK$7.88M · loan HK$18.38M · min. income ≈ HK$196,604/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$1,116,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,785
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$111,138
−HK$3,406/mo
Today · 4.125%
HK$114,544
baseline
▲ 0.50% · 4.625%
HK$121,514
+HK$6,970/mo
Deposit HK$2.63M · loan HK$23.63M · min. income ≈ HK$229,088/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$1,116,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,910
−HK$6,479/mo
▼ 0.25% · 3.875%
HK$123,126
−HK$3,263/mo
Today · 4.125%
HK$126,389
baseline
▲ 0.50% · 4.625%
HK$133,051
+HK$6,662/mo
Deposit HK$2.63M · loan HK$23.63M · min. income ≈ HK$252,778/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$1,116,073 · Scale 2, in force from 26 Feb 2026)