LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,888
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$61,750
−HK$1,893/mo
Today · 4.125%
HK$63,643
baseline
▲ 0.50% · 4.625%
HK$67,516
+HK$3,873/mo
Deposit HK$13.13M · loan HK$13.13M · min. income ≈ HK$127,286/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,116,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,624
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$68,411
−HK$1,813/mo
Today · 4.125%
HK$70,224
baseline
▲ 0.50% · 4.625%
HK$73,925
+HK$3,701/mo
Deposit HK$13.13M · loan HK$13.13M · min. income ≈ HK$140,448/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,116,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,865
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$74,100
−HK$2,272/mo
Today · 4.125%
HK$76,372
baseline
▲ 0.50% · 4.625%
HK$81,019
+HK$4,647/mo
Deposit HK$10.51M · loan HK$15.76M · min. income ≈ HK$152,744/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,116,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,949
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$82,093
−HK$2,176/mo
Today · 4.125%
HK$84,269
baseline
▲ 0.50% · 4.625%
HK$88,710
+HK$4,441/mo
Deposit HK$10.51M · loan HK$15.76M · min. income ≈ HK$168,538/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,116,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,843
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,451
−HK$2,649/mo
Today · 4.125%
HK$89,100
baseline
▲ 0.50% · 4.625%
HK$94,522
+HK$5,422/mo
Deposit HK$7.88M · loan HK$18.38M · min. income ≈ HK$178,200/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$1,116,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,274
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,776
−HK$2,537/mo
Today · 4.125%
HK$98,313
baseline
▲ 0.50% · 4.625%
HK$103,496
+HK$5,183/mo
Deposit HK$7.88M · loan HK$18.38M · min. income ≈ HK$196,626/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$1,116,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,798
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$111,151
−HK$3,406/mo
Today · 4.125%
HK$114,557
baseline
▲ 0.50% · 4.625%
HK$121,528
+HK$6,971/mo
Deposit HK$2.63M · loan HK$23.64M · min. income ≈ HK$229,114/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$1,116,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,924
−HK$6,479/mo
▼ 0.25% · 3.875%
HK$123,140
−HK$3,263/mo
Today · 4.125%
HK$126,403
baseline
▲ 0.50% · 4.625%
HK$133,066
+HK$6,663/mo
Deposit HK$2.63M · loan HK$23.64M · min. income ≈ HK$252,806/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$1,116,200 · Scale 2, in force from 26 Feb 2026)