LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,915
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,778
−HK$1,894/mo
Today · 4.125%
HK$63,672
baseline
▲ 0.50% · 4.625%
HK$67,546
+HK$3,874/mo
Deposit HK$13.14M · loan HK$13.14M · min. income ≈ HK$127,344/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,116,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,655
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$68,442
−HK$1,814/mo
Today · 4.125%
HK$70,256
baseline
▲ 0.50% · 4.625%
HK$73,959
+HK$3,703/mo
Deposit HK$13.14M · loan HK$13.14M · min. income ≈ HK$140,512/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,116,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,898
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$74,134
−HK$2,272/mo
Today · 4.125%
HK$76,406
baseline
▲ 0.50% · 4.625%
HK$81,055
+HK$4,649/mo
Deposit HK$10.51M · loan HK$15.77M · min. income ≈ HK$152,812/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,116,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,985
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,131
−HK$2,176/mo
Today · 4.125%
HK$84,307
baseline
▲ 0.50% · 4.625%
HK$88,751
+HK$4,444/mo
Deposit HK$10.51M · loan HK$15.77M · min. income ≈ HK$168,614/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,116,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,881
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,490
−HK$2,651/mo
Today · 4.125%
HK$89,141
baseline
▲ 0.50% · 4.625%
HK$94,565
+HK$5,424/mo
Deposit HK$7.88M · loan HK$18.39M · min. income ≈ HK$178,282/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$1,116,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,316
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,819
−HK$2,539/mo
Today · 4.125%
HK$98,358
baseline
▲ 0.50% · 4.625%
HK$103,543
+HK$5,185/mo
Deposit HK$7.88M · loan HK$18.39M · min. income ≈ HK$196,716/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$1,116,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,846
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$111,201
−HK$3,408/mo
Today · 4.125%
HK$114,609
baseline
▲ 0.50% · 4.625%
HK$121,583
+HK$6,974/mo
Deposit HK$2.63M · loan HK$23.65M · min. income ≈ HK$229,218/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$1,116,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,978
−HK$6,482/mo
▼ 0.25% · 3.875%
HK$123,196
−HK$3,264/mo
Today · 4.125%
HK$126,460
baseline
▲ 0.50% · 4.625%
HK$133,126
+HK$6,666/mo
Deposit HK$2.63M · loan HK$23.65M · min. income ≈ HK$252,920/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$1,116,706 · Scale 2, in force from 26 Feb 2026)