LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,922
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,786
−HK$1,893/mo
Today · 4.125%
HK$63,679
baseline
▲ 0.50% · 4.625%
HK$67,554
+HK$3,875/mo
Deposit HK$13.14M · loan HK$13.14M · min. income ≈ HK$127,358/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,116,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,662
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,450
−HK$1,814/mo
Today · 4.125%
HK$70,264
baseline
▲ 0.50% · 4.625%
HK$73,968
+HK$3,704/mo
Deposit HK$13.14M · loan HK$13.14M · min. income ≈ HK$140,528/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,116,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,906
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$74,143
−HK$2,272/mo
Today · 4.125%
HK$76,415
baseline
▲ 0.50% · 4.625%
HK$81,065
+HK$4,650/mo
Deposit HK$10.51M · loan HK$15.77M · min. income ≈ HK$152,830/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,116,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,995
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$82,140
−HK$2,177/mo
Today · 4.125%
HK$84,317
baseline
▲ 0.50% · 4.625%
HK$88,761
+HK$4,444/mo
Deposit HK$10.51M · loan HK$15.77M · min. income ≈ HK$168,634/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,116,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,890
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$86,500
−HK$2,651/mo
Today · 4.125%
HK$89,151
baseline
▲ 0.50% · 4.625%
HK$94,576
+HK$5,425/mo
Deposit HK$7.88M · loan HK$18.39M · min. income ≈ HK$178,302/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$1,116,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,327
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,830
−HK$2,539/mo
Today · 4.125%
HK$98,369
baseline
▲ 0.50% · 4.625%
HK$103,555
+HK$5,186/mo
Deposit HK$7.88M · loan HK$18.39M · min. income ≈ HK$196,738/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$1,116,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,859
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$111,214
−HK$3,409/mo
Today · 4.125%
HK$114,623
baseline
▲ 0.50% · 4.625%
HK$121,597
+HK$6,974/mo
Deposit HK$2.63M · loan HK$23.65M · min. income ≈ HK$229,246/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$1,116,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,992
−HK$6,483/mo
▼ 0.25% · 3.875%
HK$123,210
−HK$3,265/mo
Today · 4.125%
HK$126,475
baseline
▲ 0.50% · 4.625%
HK$133,142
+HK$6,667/mo
Deposit HK$2.63M · loan HK$23.65M · min. income ≈ HK$252,950/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$1,116,837 · Scale 2, in force from 26 Feb 2026)