LTV · monthly repayment
▼ 0.50% · 3.625%
HK$599,528
−HK$37,596/mo
▼ 0.25% · 3.875%
HK$618,177
−HK$18,947/mo
Today · 4.125%
HK$637,124
baseline
▲ 0.50% · 4.625%
HK$675,891
+HK$38,767/mo
Deposit HK$131.46M · loan HK$131.46M · min. income ≈ HK$1,274,248/mo (50% DSR)
Upfront cash ≈ HK$148.55M (deposit + AVD stamp duty HK$17,089,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$666,969
−HK$36,034/mo
▼ 0.25% · 3.875%
HK$684,857
−HK$18,146/mo
Today · 4.125%
HK$703,003
baseline
▲ 0.50% · 4.625%
HK$740,059
+HK$37,056/mo
Deposit HK$131.46M · loan HK$131.46M · min. income ≈ HK$1,406,006/mo (50% DSR)
Upfront cash ≈ HK$148.55M (deposit + AVD stamp duty HK$17,089,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$719,434
−HK$45,114/mo
▼ 0.25% · 3.875%
HK$741,812
−HK$22,736/mo
Today · 4.125%
HK$764,548
baseline
▲ 0.50% · 4.625%
HK$811,069
+HK$46,521/mo
Deposit HK$105.17M · loan HK$157.75M · min. income ≈ HK$1,529,096/mo (50% DSR)
Upfront cash ≈ HK$122.26M (deposit + AVD stamp duty HK$17,089,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$800,363
−HK$43,241/mo
▼ 0.25% · 3.875%
HK$821,828
−HK$21,776/mo
Today · 4.125%
HK$843,604
baseline
▲ 0.50% · 4.625%
HK$888,071
+HK$44,467/mo
Deposit HK$105.17M · loan HK$157.75M · min. income ≈ HK$1,687,208/mo (50% DSR)
Upfront cash ≈ HK$122.26M (deposit + AVD stamp duty HK$17,089,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$839,339
−HK$52,634/mo
▼ 0.25% · 3.875%
HK$865,447
−HK$26,526/mo
Today · 4.125%
HK$891,973
baseline
▲ 0.50% · 4.625%
HK$946,247
+HK$54,274/mo
Deposit HK$78.88M · loan HK$184.04M · min. income ≈ HK$1,783,946/mo (50% DSR)
Upfront cash ≈ HK$95.97M (deposit + AVD stamp duty HK$17,089,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$933,756
−HK$50,448/mo
▼ 0.25% · 3.875%
HK$958,799
−HK$25,405/mo
Today · 4.125%
HK$984,204
baseline
▲ 0.50% · 4.625%
HK$1,036,083
+HK$51,879/mo
Deposit HK$78.88M · loan HK$184.04M · min. income ≈ HK$1,968,408/mo (50% DSR)
Upfront cash ≈ HK$95.97M (deposit + AVD stamp duty HK$17,089,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,079,150
−HK$67,672/mo
▼ 0.25% · 3.875%
HK$1,112,718
−HK$34,104/mo
Today · 4.125%
HK$1,146,822
baseline
▲ 0.50% · 4.625%
HK$1,216,604
+HK$69,782/mo
Deposit HK$26.29M · loan HK$236.63M · min. income ≈ HK$2,293,644/mo (50% DSR)
Upfront cash ≈ HK$43.38M (deposit + AVD stamp duty HK$17,089,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,200,544
−HK$64,862/mo
▼ 0.25% · 3.875%
HK$1,232,742
−HK$32,664/mo
Today · 4.125%
HK$1,265,406
baseline
▲ 0.50% · 4.625%
HK$1,332,107
+HK$66,701/mo
Deposit HK$26.29M · loan HK$236.63M · min. income ≈ HK$2,530,812/mo (50% DSR)
Upfront cash ≈ HK$43.38M (deposit + AVD stamp duty HK$17,089,883 · Scale 2, in force from 26 Feb 2026)