LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,963
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,828
−HK$1,895/mo
Today · 4.125%
HK$63,723
baseline
▲ 0.50% · 4.625%
HK$67,600
+HK$3,877/mo
Deposit HK$13.15M · loan HK$13.15M · min. income ≈ HK$127,446/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,117,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,708
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,497
−HK$1,815/mo
Today · 4.125%
HK$70,312
baseline
▲ 0.50% · 4.625%
HK$74,018
+HK$3,706/mo
Deposit HK$13.15M · loan HK$13.15M · min. income ≈ HK$140,624/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,117,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,955
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,194
−HK$2,274/mo
Today · 4.125%
HK$76,468
baseline
▲ 0.50% · 4.625%
HK$81,120
+HK$4,652/mo
Deposit HK$10.52M · loan HK$15.78M · min. income ≈ HK$152,936/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,117,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,050
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$82,196
−HK$2,178/mo
Today · 4.125%
HK$84,374
baseline
▲ 0.50% · 4.625%
HK$88,822
+HK$4,448/mo
Deposit HK$10.52M · loan HK$15.78M · min. income ≈ HK$168,748/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,117,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,948
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,559
−HK$2,653/mo
Today · 4.125%
HK$89,212
baseline
▲ 0.50% · 4.625%
HK$94,641
+HK$5,429/mo
Deposit HK$7.89M · loan HK$18.41M · min. income ≈ HK$178,424/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$1,117,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,391
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,896
−HK$2,541/mo
Today · 4.125%
HK$98,437
baseline
▲ 0.50% · 4.625%
HK$103,626
+HK$5,189/mo
Deposit HK$7.89M · loan HK$18.41M · min. income ≈ HK$196,874/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$1,117,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,933
−HK$6,768/mo
▼ 0.25% · 3.875%
HK$111,290
−HK$3,411/mo
Today · 4.125%
HK$114,701
baseline
▲ 0.50% · 4.625%
HK$121,681
+HK$6,980/mo
Deposit HK$2.63M · loan HK$23.67M · min. income ≈ HK$229,402/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,117,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,074
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$123,295
−HK$3,267/mo
Today · 4.125%
HK$126,562
baseline
▲ 0.50% · 4.625%
HK$133,233
+HK$6,671/mo
Deposit HK$2.63M · loan HK$23.67M · min. income ≈ HK$253,124/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,117,602 · Scale 2, in force from 26 Feb 2026)