LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,973
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,839
−HK$1,895/mo
Today · 4.125%
HK$63,734
baseline
▲ 0.50% · 4.625%
HK$67,612
+HK$3,878/mo
Deposit HK$13.15M · loan HK$13.15M · min. income ≈ HK$127,468/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,117,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,720
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,509
−HK$1,815/mo
Today · 4.125%
HK$70,324
baseline
▲ 0.50% · 4.625%
HK$74,031
+HK$3,707/mo
Deposit HK$13.15M · loan HK$13.15M · min. income ≈ HK$140,648/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,117,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,968
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,206
−HK$2,275/mo
Today · 4.125%
HK$76,481
baseline
▲ 0.50% · 4.625%
HK$81,134
+HK$4,653/mo
Deposit HK$10.52M · loan HK$15.78M · min. income ≈ HK$152,962/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,117,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,063
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,211
−HK$2,178/mo
Today · 4.125%
HK$84,389
baseline
▲ 0.50% · 4.625%
HK$88,837
+HK$4,448/mo
Deposit HK$10.52M · loan HK$15.78M · min. income ≈ HK$168,778/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,117,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,962
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,574
−HK$2,654/mo
Today · 4.125%
HK$89,228
baseline
▲ 0.50% · 4.625%
HK$94,657
+HK$5,429/mo
Deposit HK$7.89M · loan HK$18.41M · min. income ≈ HK$178,456/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$1,117,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,407
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,912
−HK$2,542/mo
Today · 4.125%
HK$98,454
baseline
▲ 0.50% · 4.625%
HK$103,643
+HK$5,189/mo
Deposit HK$7.89M · loan HK$18.41M · min. income ≈ HK$196,908/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$1,117,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,952
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$111,310
−HK$3,411/mo
Today · 4.125%
HK$114,721
baseline
▲ 0.50% · 4.625%
HK$121,702
+HK$6,981/mo
Deposit HK$2.63M · loan HK$23.67M · min. income ≈ HK$229,442/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,117,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,095
−HK$6,489/mo
▼ 0.25% · 3.875%
HK$123,316
−HK$3,268/mo
Today · 4.125%
HK$126,584
baseline
▲ 0.50% · 4.625%
HK$133,256
+HK$6,672/mo
Deposit HK$2.63M · loan HK$23.67M · min. income ≈ HK$253,168/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,117,795 · Scale 2, in force from 26 Feb 2026)