LTV · monthly repayment
▼ 0.50% · 3.625%
HK$59,991
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,857
−HK$1,896/mo
Today · 4.125%
HK$63,753
baseline
▲ 0.50% · 4.625%
HK$67,632
+HK$3,879/mo
Deposit HK$13.15M · loan HK$13.15M · min. income ≈ HK$127,506/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,118,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,739
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,529
−HK$1,816/mo
Today · 4.125%
HK$70,345
baseline
▲ 0.50% · 4.625%
HK$74,053
+HK$3,708/mo
Deposit HK$13.15M · loan HK$13.15M · min. income ≈ HK$140,690/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,118,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,989
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,228
−HK$2,275/mo
Today · 4.125%
HK$76,503
baseline
▲ 0.50% · 4.625%
HK$81,158
+HK$4,655/mo
Deposit HK$10.52M · loan HK$15.79M · min. income ≈ HK$153,006/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,118,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,087
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,235
−HK$2,179/mo
Today · 4.125%
HK$84,414
baseline
▲ 0.50% · 4.625%
HK$88,863
+HK$4,449/mo
Deposit HK$10.52M · loan HK$15.79M · min. income ≈ HK$168,828/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,118,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,987
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$86,599
−HK$2,655/mo
Today · 4.125%
HK$89,254
baseline
▲ 0.50% · 4.625%
HK$94,684
+HK$5,430/mo
Deposit HK$7.89M · loan HK$18.42M · min. income ≈ HK$178,508/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$1,118,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,434
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$95,940
−HK$2,542/mo
Today · 4.125%
HK$98,482
baseline
▲ 0.50% · 4.625%
HK$103,674
+HK$5,192/mo
Deposit HK$7.89M · loan HK$18.42M · min. income ≈ HK$196,964/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$1,118,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,983
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$111,342
−HK$3,413/mo
Today · 4.125%
HK$114,755
baseline
▲ 0.50% · 4.625%
HK$121,737
+HK$6,982/mo
Deposit HK$2.63M · loan HK$23.68M · min. income ≈ HK$229,510/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,118,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,130
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$123,352
−HK$3,268/mo
Today · 4.125%
HK$126,620
baseline
▲ 0.50% · 4.625%
HK$133,295
+HK$6,675/mo
Deposit HK$2.63M · loan HK$23.68M · min. income ≈ HK$253,240/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,118,120 · Scale 2, in force from 26 Feb 2026)