LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,045
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,912
−HK$1,898/mo
Today · 4.125%
HK$63,810
baseline
▲ 0.50% · 4.625%
HK$67,693
+HK$3,883/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$127,620/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,799
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,591
−HK$1,817/mo
Today · 4.125%
HK$70,408
baseline
▲ 0.50% · 4.625%
HK$74,119
+HK$3,711/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$140,816/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,053
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,295
−HK$2,277/mo
Today · 4.125%
HK$76,572
baseline
▲ 0.50% · 4.625%
HK$81,231
+HK$4,659/mo
Deposit HK$10.53M · loan HK$15.80M · min. income ≈ HK$153,144/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,119,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,159
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,309
−HK$2,181/mo
Today · 4.125%
HK$84,490
baseline
▲ 0.50% · 4.625%
HK$88,943
+HK$4,453/mo
Deposit HK$10.53M · loan HK$15.80M · min. income ≈ HK$168,980/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,119,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,062
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,677
−HK$2,657/mo
Today · 4.125%
HK$89,334
baseline
▲ 0.50% · 4.625%
HK$94,770
+HK$5,436/mo
Deposit HK$7.90M · loan HK$18.43M · min. income ≈ HK$178,668/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,519
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,027
−HK$2,544/mo
Today · 4.125%
HK$98,571
baseline
▲ 0.50% · 4.625%
HK$103,767
+HK$5,196/mo
Deposit HK$7.90M · loan HK$18.43M · min. income ≈ HK$197,142/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,080
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$111,442
−HK$3,416/mo
Today · 4.125%
HK$114,858
baseline
▲ 0.50% · 4.625%
HK$121,847
+HK$6,989/mo
Deposit HK$2.63M · loan HK$23.70M · min. income ≈ HK$229,716/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,238
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$123,463
−HK$3,271/mo
Today · 4.125%
HK$126,734
baseline
▲ 0.50% · 4.625%
HK$133,415
+HK$6,681/mo
Deposit HK$2.63M · loan HK$23.70M · min. income ≈ HK$253,468/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,127 · Scale 2, in force from 26 Feb 2026)