LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,048
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,916
−HK$1,897/mo
Today · 4.125%
HK$63,813
baseline
▲ 0.50% · 4.625%
HK$67,696
+HK$3,883/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$127,626/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,803
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,594
−HK$1,818/mo
Today · 4.125%
HK$70,412
baseline
▲ 0.50% · 4.625%
HK$74,123
+HK$3,711/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$140,824/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,057
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,299
−HK$2,277/mo
Today · 4.125%
HK$76,576
baseline
▲ 0.50% · 4.625%
HK$81,235
+HK$4,659/mo
Deposit HK$10.53M · loan HK$15.80M · min. income ≈ HK$153,152/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,119,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,163
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,313
−HK$2,181/mo
Today · 4.125%
HK$84,494
baseline
▲ 0.50% · 4.625%
HK$88,948
+HK$4,454/mo
Deposit HK$10.53M · loan HK$15.80M · min. income ≈ HK$168,988/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,119,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,067
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,682
−HK$2,657/mo
Today · 4.125%
HK$89,339
baseline
▲ 0.50% · 4.625%
HK$94,775
+HK$5,436/mo
Deposit HK$7.90M · loan HK$18.43M · min. income ≈ HK$178,678/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,524
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,032
−HK$2,544/mo
Today · 4.125%
HK$98,576
baseline
▲ 0.50% · 4.625%
HK$103,772
+HK$5,196/mo
Deposit HK$7.90M · loan HK$18.43M · min. income ≈ HK$197,152/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,086
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$111,448
−HK$3,416/mo
Today · 4.125%
HK$114,864
baseline
▲ 0.50% · 4.625%
HK$121,853
+HK$6,989/mo
Deposit HK$2.63M · loan HK$23.70M · min. income ≈ HK$229,728/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,245
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$123,469
−HK$3,272/mo
Today · 4.125%
HK$126,741
baseline
▲ 0.50% · 4.625%
HK$133,422
+HK$6,681/mo
Deposit HK$2.63M · loan HK$23.70M · min. income ≈ HK$253,482/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,186 · Scale 2, in force from 26 Feb 2026)