LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,055
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,924
−HK$1,898/mo
Today · 4.125%
HK$63,822
baseline
▲ 0.50% · 4.625%
HK$67,705
+HK$3,883/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$127,644/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,811
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,603
−HK$1,818/mo
Today · 4.125%
HK$70,421
baseline
▲ 0.50% · 4.625%
HK$74,133
+HK$3,712/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$140,842/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,067
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,308
−HK$2,278/mo
Today · 4.125%
HK$76,586
baseline
▲ 0.50% · 4.625%
HK$81,246
+HK$4,660/mo
Deposit HK$10.53M · loan HK$15.80M · min. income ≈ HK$153,172/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,119,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,173
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,324
−HK$2,181/mo
Today · 4.125%
HK$84,505
baseline
▲ 0.50% · 4.625%
HK$88,959
+HK$4,454/mo
Deposit HK$10.53M · loan HK$15.80M · min. income ≈ HK$169,010/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,119,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,078
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,693
−HK$2,657/mo
Today · 4.125%
HK$89,350
baseline
▲ 0.50% · 4.625%
HK$94,787
+HK$5,437/mo
Deposit HK$7.90M · loan HK$18.44M · min. income ≈ HK$178,700/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,536
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$96,044
−HK$2,545/mo
Today · 4.125%
HK$98,589
baseline
▲ 0.50% · 4.625%
HK$103,786
+HK$5,197/mo
Deposit HK$7.90M · loan HK$18.44M · min. income ≈ HK$197,178/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,100
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$111,462
−HK$3,417/mo
Today · 4.125%
HK$114,879
baseline
▲ 0.50% · 4.625%
HK$121,869
+HK$6,990/mo
Deposit HK$2.63M · loan HK$23.70M · min. income ≈ HK$229,758/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,260
−HK$6,497/mo
▼ 0.25% · 3.875%
HK$123,485
−HK$3,272/mo
Today · 4.125%
HK$126,757
baseline
▲ 0.50% · 4.625%
HK$133,439
+HK$6,682/mo
Deposit HK$2.63M · loan HK$23.70M · min. income ≈ HK$253,514/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,330 · Scale 2, in force from 26 Feb 2026)