LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,068
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,937
−HK$1,898/mo
Today · 4.125%
HK$63,835
baseline
▲ 0.50% · 4.625%
HK$67,719
+HK$3,884/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$127,670/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,825
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,618
−HK$1,818/mo
Today · 4.125%
HK$70,436
baseline
▲ 0.50% · 4.625%
HK$74,149
+HK$3,713/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$140,872/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,082
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,324
−HK$2,278/mo
Today · 4.125%
HK$76,602
baseline
▲ 0.50% · 4.625%
HK$81,263
+HK$4,661/mo
Deposit HK$10.54M · loan HK$15.81M · min. income ≈ HK$153,204/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,119,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,191
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,341
−HK$2,182/mo
Today · 4.125%
HK$84,523
baseline
▲ 0.50% · 4.625%
HK$88,978
+HK$4,455/mo
Deposit HK$10.54M · loan HK$15.81M · min. income ≈ HK$169,046/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,119,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,096
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,712
−HK$2,657/mo
Today · 4.125%
HK$89,369
baseline
▲ 0.50% · 4.625%
HK$94,807
+HK$5,438/mo
Deposit HK$7.90M · loan HK$18.44M · min. income ≈ HK$178,738/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,556
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,065
−HK$2,545/mo
Today · 4.125%
HK$98,610
baseline
▲ 0.50% · 4.625%
HK$103,808
+HK$5,198/mo
Deposit HK$7.90M · loan HK$18.44M · min. income ≈ HK$197,220/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,123
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$111,486
−HK$3,417/mo
Today · 4.125%
HK$114,903
baseline
▲ 0.50% · 4.625%
HK$121,895
+HK$6,992/mo
Deposit HK$2.63M · loan HK$23.71M · min. income ≈ HK$229,806/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,286
−HK$6,499/mo
▼ 0.25% · 3.875%
HK$123,512
−HK$3,273/mo
Today · 4.125%
HK$126,785
baseline
▲ 0.50% · 4.625%
HK$133,468
+HK$6,683/mo
Deposit HK$2.63M · loan HK$23.71M · min. income ≈ HK$253,570/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,570 · Scale 2, in force from 26 Feb 2026)