LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,069
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,937
−HK$1,899/mo
Today · 4.125%
HK$63,836
baseline
▲ 0.50% · 4.625%
HK$67,720
+HK$3,884/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$127,672/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,826
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$68,618
−HK$1,818/mo
Today · 4.125%
HK$70,436
baseline
▲ 0.50% · 4.625%
HK$74,149
+HK$3,713/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$140,872/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,083
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,325
−HK$2,278/mo
Today · 4.125%
HK$76,603
baseline
▲ 0.50% · 4.625%
HK$81,264
+HK$4,661/mo
Deposit HK$10.54M · loan HK$15.81M · min. income ≈ HK$153,206/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,191
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,342
−HK$2,182/mo
Today · 4.125%
HK$84,524
baseline
▲ 0.50% · 4.625%
HK$88,979
+HK$4,455/mo
Deposit HK$10.54M · loan HK$15.81M · min. income ≈ HK$169,048/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,096
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$86,712
−HK$2,658/mo
Today · 4.125%
HK$89,370
baseline
▲ 0.50% · 4.625%
HK$94,808
+HK$5,438/mo
Deposit HK$7.90M · loan HK$18.44M · min. income ≈ HK$178,740/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,556
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$96,066
−HK$2,545/mo
Today · 4.125%
HK$98,611
baseline
▲ 0.50% · 4.625%
HK$103,809
+HK$5,198/mo
Deposit HK$7.90M · loan HK$18.44M · min. income ≈ HK$197,222/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,124
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$111,487
−HK$3,417/mo
Today · 4.125%
HK$114,904
baseline
▲ 0.50% · 4.625%
HK$121,896
+HK$6,992/mo
Deposit HK$2.63M · loan HK$23.71M · min. income ≈ HK$229,808/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,287
−HK$6,499/mo
▼ 0.25% · 3.875%
HK$123,513
−HK$3,273/mo
Today · 4.125%
HK$126,786
baseline
▲ 0.50% · 4.625%
HK$133,469
+HK$6,683/mo
Deposit HK$2.63M · loan HK$23.71M · min. income ≈ HK$253,572/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,580 · Scale 2, in force from 26 Feb 2026)