LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,074
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,943
−HK$1,899/mo
Today · 4.125%
HK$63,842
baseline
▲ 0.50% · 4.625%
HK$67,726
+HK$3,884/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$127,684/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,832
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$68,625
−HK$1,818/mo
Today · 4.125%
HK$70,443
baseline
▲ 0.50% · 4.625%
HK$74,156
+HK$3,713/mo
Deposit HK$13.17M · loan HK$13.17M · min. income ≈ HK$140,886/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,119,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,089
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,332
−HK$2,278/mo
Today · 4.125%
HK$76,610
baseline
▲ 0.50% · 4.625%
HK$81,271
+HK$4,661/mo
Deposit HK$10.54M · loan HK$15.81M · min. income ≈ HK$153,220/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,119,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,199
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,350
−HK$2,182/mo
Today · 4.125%
HK$84,532
baseline
▲ 0.50% · 4.625%
HK$88,987
+HK$4,455/mo
Deposit HK$10.54M · loan HK$15.81M · min. income ≈ HK$169,064/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,119,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,104
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$86,720
−HK$2,658/mo
Today · 4.125%
HK$89,378
baseline
▲ 0.50% · 4.625%
HK$94,817
+HK$5,439/mo
Deposit HK$7.90M · loan HK$18.44M · min. income ≈ HK$178,756/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,565
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$96,074
−HK$2,546/mo
Today · 4.125%
HK$98,620
baseline
▲ 0.50% · 4.625%
HK$103,818
+HK$5,198/mo
Deposit HK$7.90M · loan HK$18.44M · min. income ≈ HK$197,240/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,134
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$111,498
−HK$3,417/mo
Today · 4.125%
HK$114,915
baseline
▲ 0.50% · 4.625%
HK$121,907
+HK$6,992/mo
Deposit HK$2.63M · loan HK$23.71M · min. income ≈ HK$229,830/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,298
−HK$6,499/mo
▼ 0.25% · 3.875%
HK$123,524
−HK$3,273/mo
Today · 4.125%
HK$126,797
baseline
▲ 0.50% · 4.625%
HK$133,481
+HK$6,684/mo
Deposit HK$2.63M · loan HK$23.71M · min. income ≈ HK$253,594/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$1,119,683 · Scale 2, in force from 26 Feb 2026)