LTV · monthly repayment
▼ 0.50% · 3.625%
HK$601,148
−HK$37,697/mo
▼ 0.25% · 3.875%
HK$619,847
−HK$18,998/mo
Today · 4.125%
HK$638,845
baseline
▲ 0.50% · 4.625%
HK$677,717
+HK$38,872/mo
Deposit HK$131.82M · loan HK$131.82M · min. income ≈ HK$1,277,690/mo (50% DSR)
Upfront cash ≈ HK$148.95M (deposit + AVD stamp duty HK$17,136,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$668,771
−HK$36,132/mo
▼ 0.25% · 3.875%
HK$686,707
−HK$18,196/mo
Today · 4.125%
HK$704,903
baseline
▲ 0.50% · 4.625%
HK$742,059
+HK$37,156/mo
Deposit HK$131.82M · loan HK$131.82M · min. income ≈ HK$1,409,806/mo (50% DSR)
Upfront cash ≈ HK$148.95M (deposit + AVD stamp duty HK$17,136,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$721,378
−HK$45,236/mo
▼ 0.25% · 3.875%
HK$743,816
−HK$22,798/mo
Today · 4.125%
HK$766,614
baseline
▲ 0.50% · 4.625%
HK$813,261
+HK$46,647/mo
Deposit HK$105.45M · loan HK$158.18M · min. income ≈ HK$1,533,228/mo (50% DSR)
Upfront cash ≈ HK$122.59M (deposit + AVD stamp duty HK$17,136,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$802,525
−HK$43,358/mo
▼ 0.25% · 3.875%
HK$824,049
−HK$21,834/mo
Today · 4.125%
HK$845,883
baseline
▲ 0.50% · 4.625%
HK$890,471
+HK$44,588/mo
Deposit HK$105.45M · loan HK$158.18M · min. income ≈ HK$1,691,766/mo (50% DSR)
Upfront cash ≈ HK$122.59M (deposit + AVD stamp duty HK$17,136,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$841,607
−HK$52,776/mo
▼ 0.25% · 3.875%
HK$867,786
−HK$26,597/mo
Today · 4.125%
HK$894,383
baseline
▲ 0.50% · 4.625%
HK$948,804
+HK$54,421/mo
Deposit HK$79.09M · loan HK$184.54M · min. income ≈ HK$1,788,766/mo (50% DSR)
Upfront cash ≈ HK$96.23M (deposit + AVD stamp duty HK$17,136,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$936,280
−HK$50,584/mo
▼ 0.25% · 3.875%
HK$961,390
−HK$25,474/mo
Today · 4.125%
HK$986,864
baseline
▲ 0.50% · 4.625%
HK$1,038,883
+HK$52,019/mo
Deposit HK$79.09M · loan HK$184.54M · min. income ≈ HK$1,973,728/mo (50% DSR)
Upfront cash ≈ HK$96.23M (deposit + AVD stamp duty HK$17,136,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,082,066
−HK$67,855/mo
▼ 0.25% · 3.875%
HK$1,115,725
−HK$34,196/mo
Today · 4.125%
HK$1,149,921
baseline
▲ 0.50% · 4.625%
HK$1,219,891
+HK$69,970/mo
Deposit HK$26.36M · loan HK$237.27M · min. income ≈ HK$2,299,842/mo (50% DSR)
Upfront cash ≈ HK$43.50M (deposit + AVD stamp duty HK$17,136,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,203,788
−HK$65,037/mo
▼ 0.25% · 3.875%
HK$1,236,073
−HK$32,752/mo
Today · 4.125%
HK$1,268,825
baseline
▲ 0.50% · 4.625%
HK$1,335,706
+HK$66,881/mo
Deposit HK$26.36M · loan HK$237.27M · min. income ≈ HK$2,537,650/mo (50% DSR)
Upfront cash ≈ HK$43.50M (deposit + AVD stamp duty HK$17,136,063 · Scale 2, in force from 26 Feb 2026)