LTV · monthly repayment
▼ 0.50% · 3.625%
HK$601,156
−HK$37,698/mo
▼ 0.25% · 3.875%
HK$619,856
−HK$18,998/mo
Today · 4.125%
HK$638,854
baseline
▲ 0.50% · 4.625%
HK$677,727
+HK$38,873/mo
Deposit HK$131.82M · loan HK$131.82M · min. income ≈ HK$1,277,708/mo (50% DSR)
Upfront cash ≈ HK$148.95M (deposit + AVD stamp duty HK$17,136,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$668,780
−HK$36,132/mo
▼ 0.25% · 3.875%
HK$686,717
−HK$18,195/mo
Today · 4.125%
HK$704,912
baseline
▲ 0.50% · 4.625%
HK$742,069
+HK$37,157/mo
Deposit HK$131.82M · loan HK$131.82M · min. income ≈ HK$1,409,824/mo (50% DSR)
Upfront cash ≈ HK$148.95M (deposit + AVD stamp duty HK$17,136,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$721,387
−HK$45,238/mo
▼ 0.25% · 3.875%
HK$743,827
−HK$22,798/mo
Today · 4.125%
HK$766,625
baseline
▲ 0.50% · 4.625%
HK$813,272
+HK$46,647/mo
Deposit HK$105.45M · loan HK$158.18M · min. income ≈ HK$1,533,250/mo (50% DSR)
Upfront cash ≈ HK$122.59M (deposit + AVD stamp duty HK$17,136,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$802,536
−HK$43,359/mo
▼ 0.25% · 3.875%
HK$824,060
−HK$21,835/mo
Today · 4.125%
HK$845,895
baseline
▲ 0.50% · 4.625%
HK$890,483
+HK$44,588/mo
Deposit HK$105.45M · loan HK$158.18M · min. income ≈ HK$1,691,790/mo (50% DSR)
Upfront cash ≈ HK$122.59M (deposit + AVD stamp duty HK$17,136,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$841,619
−HK$52,777/mo
▼ 0.25% · 3.875%
HK$867,798
−HK$26,598/mo
Today · 4.125%
HK$894,396
baseline
▲ 0.50% · 4.625%
HK$948,817
+HK$54,421/mo
Deposit HK$79.09M · loan HK$184.54M · min. income ≈ HK$1,788,792/mo (50% DSR)
Upfront cash ≈ HK$96.23M (deposit + AVD stamp duty HK$17,136,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$936,292
−HK$50,585/mo
▼ 0.25% · 3.875%
HK$961,403
−HK$25,474/mo
Today · 4.125%
HK$986,877
baseline
▲ 0.50% · 4.625%
HK$1,038,897
+HK$52,020/mo
Deposit HK$79.09M · loan HK$184.54M · min. income ≈ HK$1,973,754/mo (50% DSR)
Upfront cash ≈ HK$96.23M (deposit + AVD stamp duty HK$17,136,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,082,081
−HK$67,856/mo
▼ 0.25% · 3.875%
HK$1,115,740
−HK$34,197/mo
Today · 4.125%
HK$1,149,937
baseline
▲ 0.50% · 4.625%
HK$1,219,908
+HK$69,971/mo
Deposit HK$26.36M · loan HK$237.27M · min. income ≈ HK$2,299,874/mo (50% DSR)
Upfront cash ≈ HK$43.50M (deposit + AVD stamp duty HK$17,136,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,203,804
−HK$65,038/mo
▼ 0.25% · 3.875%
HK$1,236,090
−HK$32,752/mo
Today · 4.125%
HK$1,268,842
baseline
▲ 0.50% · 4.625%
HK$1,335,725
+HK$66,883/mo
Deposit HK$26.36M · loan HK$237.27M · min. income ≈ HK$2,537,684/mo (50% DSR)
Upfront cash ≈ HK$43.50M (deposit + AVD stamp duty HK$17,136,298 · Scale 2, in force from 26 Feb 2026)