LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,151
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,022
−HK$1,901/mo
Today · 4.125%
HK$63,923
baseline
▲ 0.50% · 4.625%
HK$67,812
+HK$3,889/mo
Deposit HK$13.19M · loan HK$13.19M · min. income ≈ HK$127,846/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,121,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,917
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,712
−HK$1,820/mo
Today · 4.125%
HK$70,532
baseline
▲ 0.50% · 4.625%
HK$74,250
+HK$3,718/mo
Deposit HK$13.19M · loan HK$13.19M · min. income ≈ HK$141,064/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,121,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,181
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,426
−HK$2,281/mo
Today · 4.125%
HK$76,707
baseline
▲ 0.50% · 4.625%
HK$81,375
+HK$4,668/mo
Deposit HK$10.55M · loan HK$15.83M · min. income ≈ HK$153,414/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,121,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,300
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,454
−HK$2,185/mo
Today · 4.125%
HK$84,639
baseline
▲ 0.50% · 4.625%
HK$89,100
+HK$4,461/mo
Deposit HK$10.55M · loan HK$15.83M · min. income ≈ HK$169,278/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,121,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,211
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,830
−HK$2,662/mo
Today · 4.125%
HK$89,492
baseline
▲ 0.50% · 4.625%
HK$94,937
+HK$5,445/mo
Deposit HK$7.91M · loan HK$18.47M · min. income ≈ HK$178,984/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$1,121,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,684
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$96,196
−HK$2,549/mo
Today · 4.125%
HK$98,745
baseline
▲ 0.50% · 4.625%
HK$103,950
+HK$5,205/mo
Deposit HK$7.91M · loan HK$18.47M · min. income ≈ HK$197,490/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$1,121,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,271
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$111,639
−HK$3,422/mo
Today · 4.125%
HK$115,061
baseline
▲ 0.50% · 4.625%
HK$122,062
+HK$7,001/mo
Deposit HK$2.64M · loan HK$23.74M · min. income ≈ HK$230,122/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$1,121,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,450
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$123,681
−HK$3,277/mo
Today · 4.125%
HK$126,958
baseline
▲ 0.50% · 4.625%
HK$133,650
+HK$6,692/mo
Deposit HK$2.64M · loan HK$23.74M · min. income ≈ HK$253,916/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$1,121,103 · Scale 2, in force from 26 Feb 2026)