LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,191
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,063
−HK$1,903/mo
Today · 4.125%
HK$63,966
baseline
▲ 0.50% · 4.625%
HK$67,858
+HK$3,892/mo
Deposit HK$13.20M · loan HK$13.20M · min. income ≈ HK$127,932/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,121,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,962
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,758
−HK$1,822/mo
Today · 4.125%
HK$70,580
baseline
▲ 0.50% · 4.625%
HK$74,300
+HK$3,720/mo
Deposit HK$13.20M · loan HK$13.20M · min. income ≈ HK$141,160/mo (50% DSR)
Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,121,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,229
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,476
−HK$2,283/mo
Today · 4.125%
HK$76,759
baseline
▲ 0.50% · 4.625%
HK$81,429
+HK$4,670/mo
Deposit HK$10.56M · loan HK$15.84M · min. income ≈ HK$153,518/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,121,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,354
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,509
−HK$2,187/mo
Today · 4.125%
HK$84,696
baseline
▲ 0.50% · 4.625%
HK$89,160
+HK$4,464/mo
Deposit HK$10.56M · loan HK$15.84M · min. income ≈ HK$169,392/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,121,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,268
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$86,889
−HK$2,663/mo
Today · 4.125%
HK$89,552
baseline
▲ 0.50% · 4.625%
HK$95,001
+HK$5,449/mo
Deposit HK$7.92M · loan HK$18.48M · min. income ≈ HK$179,104/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$1,121,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,747
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,261
−HK$2,551/mo
Today · 4.125%
HK$98,812
baseline
▲ 0.50% · 4.625%
HK$104,020
+HK$5,208/mo
Deposit HK$7.92M · loan HK$18.48M · min. income ≈ HK$197,624/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$1,121,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,344
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$111,714
−HK$3,424/mo
Today · 4.125%
HK$115,138
baseline
▲ 0.50% · 4.625%
HK$122,144
+HK$7,006/mo
Deposit HK$2.64M · loan HK$23.76M · min. income ≈ HK$230,276/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$1,121,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,532
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$123,764
−HK$3,280/mo
Today · 4.125%
HK$127,044
baseline
▲ 0.50% · 4.625%
HK$133,740
+HK$6,696/mo
Deposit HK$2.64M · loan HK$23.76M · min. income ≈ HK$254,088/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$1,121,858 · Scale 2, in force from 26 Feb 2026)