LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,272
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,147
−HK$1,905/mo
Today · 4.125%
HK$64,052
baseline
▲ 0.50% · 4.625%
HK$67,949
+HK$3,897/mo
Deposit HK$13.22M · loan HK$13.22M · min. income ≈ HK$128,104/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,123,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,052
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,850
−HK$1,825/mo
Today · 4.125%
HK$70,675
baseline
▲ 0.50% · 4.625%
HK$74,400
+HK$3,725/mo
Deposit HK$13.22M · loan HK$13.22M · min. income ≈ HK$141,350/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,123,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,327
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,576
−HK$2,286/mo
Today · 4.125%
HK$76,862
baseline
▲ 0.50% · 4.625%
HK$81,539
+HK$4,677/mo
Deposit HK$10.57M · loan HK$15.86M · min. income ≈ HK$153,724/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,123,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,463
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,620
−HK$2,190/mo
Today · 4.125%
HK$84,810
baseline
▲ 0.50% · 4.625%
HK$89,280
+HK$4,470/mo
Deposit HK$10.57M · loan HK$15.86M · min. income ≈ HK$169,620/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,123,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,381
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$87,006
−HK$2,666/mo
Today · 4.125%
HK$89,672
baseline
▲ 0.50% · 4.625%
HK$95,129
+HK$5,457/mo
Deposit HK$7.93M · loan HK$18.50M · min. income ≈ HK$179,344/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$1,123,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,873
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,391
−HK$2,554/mo
Today · 4.125%
HK$98,945
baseline
▲ 0.50% · 4.625%
HK$104,160
+HK$5,215/mo
Deposit HK$7.93M · loan HK$18.50M · min. income ≈ HK$197,890/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$1,123,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,490
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$111,864
−HK$3,429/mo
Today · 4.125%
HK$115,293
baseline
▲ 0.50% · 4.625%
HK$122,308
+HK$7,015/mo
Deposit HK$2.64M · loan HK$23.79M · min. income ≈ HK$230,586/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,123,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,694
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$123,931
−HK$3,284/mo
Today · 4.125%
HK$127,215
baseline
▲ 0.50% · 4.625%
HK$133,920
+HK$6,705/mo
Deposit HK$2.64M · loan HK$23.79M · min. income ≈ HK$254,430/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,123,367 · Scale 2, in force from 26 Feb 2026)