LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,277
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,152
−HK$1,905/mo
Today · 4.125%
HK$64,057
baseline
▲ 0.50% · 4.625%
HK$67,955
+HK$3,898/mo
Deposit HK$13.22M · loan HK$13.22M · min. income ≈ HK$128,114/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,123,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,058
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,856
−HK$1,825/mo
Today · 4.125%
HK$70,681
baseline
▲ 0.50% · 4.625%
HK$74,406
+HK$3,725/mo
Deposit HK$13.22M · loan HK$13.22M · min. income ≈ HK$141,362/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,123,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,333
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,583
−HK$2,285/mo
Today · 4.125%
HK$76,868
baseline
▲ 0.50% · 4.625%
HK$81,546
+HK$4,678/mo
Deposit HK$10.57M · loan HK$15.86M · min. income ≈ HK$153,736/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,123,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,469
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,627
−HK$2,190/mo
Today · 4.125%
HK$84,817
baseline
▲ 0.50% · 4.625%
HK$89,288
+HK$4,471/mo
Deposit HK$10.57M · loan HK$15.86M · min. income ≈ HK$169,634/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,123,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,388
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,013
−HK$2,667/mo
Today · 4.125%
HK$89,680
baseline
▲ 0.50% · 4.625%
HK$95,137
+HK$5,457/mo
Deposit HK$7.93M · loan HK$18.50M · min. income ≈ HK$179,360/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$1,123,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,881
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,399
−HK$2,554/mo
Today · 4.125%
HK$98,953
baseline
▲ 0.50% · 4.625%
HK$104,169
+HK$5,216/mo
Deposit HK$7.93M · loan HK$18.50M · min. income ≈ HK$197,906/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$1,123,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,499
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$111,874
−HK$3,429/mo
Today · 4.125%
HK$115,303
baseline
▲ 0.50% · 4.625%
HK$122,319
+HK$7,016/mo
Deposit HK$2.64M · loan HK$23.79M · min. income ≈ HK$230,606/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,123,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,704
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$123,941
−HK$3,284/mo
Today · 4.125%
HK$127,225
baseline
▲ 0.50% · 4.625%
HK$133,931
+HK$6,706/mo
Deposit HK$2.64M · loan HK$23.79M · min. income ≈ HK$254,450/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,123,461 · Scale 2, in force from 26 Feb 2026)