LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,301
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,177
−HK$1,906/mo
Today · 4.125%
HK$64,083
baseline
▲ 0.50% · 4.625%
HK$67,982
+HK$3,899/mo
Deposit HK$13.22M · loan HK$13.22M · min. income ≈ HK$128,166/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,123,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,085
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,884
−HK$1,825/mo
Today · 4.125%
HK$70,709
baseline
▲ 0.50% · 4.625%
HK$74,436
+HK$3,727/mo
Deposit HK$13.22M · loan HK$13.22M · min. income ≈ HK$141,418/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,123,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,362
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,612
−HK$2,287/mo
Today · 4.125%
HK$76,899
baseline
▲ 0.50% · 4.625%
HK$81,578
+HK$4,679/mo
Deposit HK$10.58M · loan HK$15.87M · min. income ≈ HK$153,798/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,123,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,502
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,661
−HK$2,190/mo
Today · 4.125%
HK$84,851
baseline
▲ 0.50% · 4.625%
HK$89,323
+HK$4,472/mo
Deposit HK$10.58M · loan HK$15.87M · min. income ≈ HK$169,702/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$1,123,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,422
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$87,048
−HK$2,668/mo
Today · 4.125%
HK$89,716
baseline
▲ 0.50% · 4.625%
HK$95,175
+HK$5,459/mo
Deposit HK$7.93M · loan HK$18.51M · min. income ≈ HK$179,432/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$1,123,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,918
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$96,437
−HK$2,556/mo
Today · 4.125%
HK$98,993
baseline
▲ 0.50% · 4.625%
HK$104,211
+HK$5,218/mo
Deposit HK$7.93M · loan HK$18.51M · min. income ≈ HK$197,986/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$1,123,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,542
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$111,919
−HK$3,430/mo
Today · 4.125%
HK$115,349
baseline
▲ 0.50% · 4.625%
HK$122,368
+HK$7,019/mo
Deposit HK$2.64M · loan HK$23.80M · min. income ≈ HK$230,698/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,123,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,752
−HK$6,524/mo
▼ 0.25% · 3.875%
HK$123,991
−HK$3,285/mo
Today · 4.125%
HK$127,276
baseline
▲ 0.50% · 4.625%
HK$133,985
+HK$6,709/mo
Deposit HK$2.64M · loan HK$23.80M · min. income ≈ HK$254,552/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,123,911 · Scale 2, in force from 26 Feb 2026)