LTV · monthly repayment
▼ 0.50% · 3.625%
HK$603,472
−HK$37,843/mo
▼ 0.25% · 3.875%
HK$622,243
−HK$19,072/mo
Today · 4.125%
HK$641,315
baseline
▲ 0.50% · 4.625%
HK$680,337
+HK$39,022/mo
Deposit HK$132.33M · loan HK$132.33M · min. income ≈ HK$1,282,630/mo (50% DSR)
Upfront cash ≈ HK$149.53M (deposit + AVD stamp duty HK$17,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$671,356
−HK$36,271/mo
▼ 0.25% · 3.875%
HK$689,362
−HK$18,265/mo
Today · 4.125%
HK$707,627
baseline
▲ 0.50% · 4.625%
HK$744,927
+HK$37,300/mo
Deposit HK$132.33M · loan HK$132.33M · min. income ≈ HK$1,415,254/mo (50% DSR)
Upfront cash ≈ HK$149.53M (deposit + AVD stamp duty HK$17,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$724,166
−HK$45,412/mo
▼ 0.25% · 3.875%
HK$746,692
−HK$22,886/mo
Today · 4.125%
HK$769,578
baseline
▲ 0.50% · 4.625%
HK$816,404
+HK$46,826/mo
Deposit HK$105.86M · loan HK$158.79M · min. income ≈ HK$1,539,156/mo (50% DSR)
Upfront cash ≈ HK$123.06M (deposit + AVD stamp duty HK$17,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$805,627
−HK$43,526/mo
▼ 0.25% · 3.875%
HK$827,234
−HK$21,919/mo
Today · 4.125%
HK$849,153
baseline
▲ 0.50% · 4.625%
HK$893,913
+HK$44,760/mo
Deposit HK$105.86M · loan HK$158.79M · min. income ≈ HK$1,698,306/mo (50% DSR)
Upfront cash ≈ HK$123.06M (deposit + AVD stamp duty HK$17,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$844,860
−HK$52,980/mo
▼ 0.25% · 3.875%
HK$871,140
−HK$26,700/mo
Today · 4.125%
HK$897,840
baseline
▲ 0.50% · 4.625%
HK$952,472
+HK$54,632/mo
Deposit HK$79.40M · loan HK$185.26M · min. income ≈ HK$1,795,680/mo (50% DSR)
Upfront cash ≈ HK$96.60M (deposit + AVD stamp duty HK$17,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$939,899
−HK$50,779/mo
▼ 0.25% · 3.875%
HK$965,106
−HK$25,572/mo
Today · 4.125%
HK$990,678
baseline
▲ 0.50% · 4.625%
HK$1,042,898
+HK$52,220/mo
Deposit HK$79.40M · loan HK$185.26M · min. income ≈ HK$1,981,356/mo (50% DSR)
Upfront cash ≈ HK$96.60M (deposit + AVD stamp duty HK$17,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,086,249
−HK$68,117/mo
▼ 0.25% · 3.875%
HK$1,120,037
−HK$34,329/mo
Today · 4.125%
HK$1,154,366
baseline
▲ 0.50% · 4.625%
HK$1,224,607
+HK$70,241/mo
Deposit HK$26.47M · loan HK$238.19M · min. income ≈ HK$2,308,732/mo (50% DSR)
Upfront cash ≈ HK$43.67M (deposit + AVD stamp duty HK$17,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,208,441
−HK$65,288/mo
▼ 0.25% · 3.875%
HK$1,240,851
−HK$32,878/mo
Today · 4.125%
HK$1,273,729
baseline
▲ 0.50% · 4.625%
HK$1,340,869
+HK$67,140/mo
Deposit HK$26.47M · loan HK$238.19M · min. income ≈ HK$2,547,458/mo (50% DSR)
Upfront cash ≈ HK$43.67M (deposit + AVD stamp duty HK$17,202,300 · Scale 2, in force from 26 Feb 2026)