LTV · monthly repayment
▼ 0.50% · 3.625%
HK$603,937
−HK$37,873/mo
▼ 0.25% · 3.875%
HK$622,723
−HK$19,087/mo
Today · 4.125%
HK$641,810
baseline
▲ 0.50% · 4.625%
HK$680,862
+HK$39,052/mo
Deposit HK$132.43M · loan HK$132.43M · min. income ≈ HK$1,283,620/mo (50% DSR)
Upfront cash ≈ HK$149.64M (deposit + AVD stamp duty HK$17,215,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$671,874
−HK$36,300/mo
▼ 0.25% · 3.875%
HK$689,894
−HK$18,280/mo
Today · 4.125%
HK$708,174
baseline
▲ 0.50% · 4.625%
HK$745,502
+HK$37,328/mo
Deposit HK$132.43M · loan HK$132.43M · min. income ≈ HK$1,416,348/mo (50% DSR)
Upfront cash ≈ HK$149.64M (deposit + AVD stamp duty HK$17,215,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$724,725
−HK$45,446/mo
▼ 0.25% · 3.875%
HK$747,268
−HK$22,903/mo
Today · 4.125%
HK$770,171
baseline
▲ 0.50% · 4.625%
HK$817,035
+HK$46,864/mo
Deposit HK$105.94M · loan HK$158.91M · min. income ≈ HK$1,540,342/mo (50% DSR)
Upfront cash ≈ HK$123.16M (deposit + AVD stamp duty HK$17,215,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$806,249
−HK$43,559/mo
▼ 0.25% · 3.875%
HK$827,872
−HK$21,936/mo
Today · 4.125%
HK$849,808
baseline
▲ 0.50% · 4.625%
HK$894,603
+HK$44,795/mo
Deposit HK$105.94M · loan HK$158.91M · min. income ≈ HK$1,699,616/mo (50% DSR)
Upfront cash ≈ HK$123.16M (deposit + AVD stamp duty HK$17,215,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$845,512
−HK$53,021/mo
▼ 0.25% · 3.875%
HK$871,813
−HK$26,720/mo
Today · 4.125%
HK$898,533
baseline
▲ 0.50% · 4.625%
HK$953,207
+HK$54,674/mo
Deposit HK$79.46M · loan HK$185.40M · min. income ≈ HK$1,797,066/mo (50% DSR)
Upfront cash ≈ HK$96.67M (deposit + AVD stamp duty HK$17,215,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$940,624
−HK$50,819/mo
▼ 0.25% · 3.875%
HK$965,851
−HK$25,592/mo
Today · 4.125%
HK$991,443
baseline
▲ 0.50% · 4.625%
HK$1,043,703
+HK$52,260/mo
Deposit HK$79.46M · loan HK$185.40M · min. income ≈ HK$1,982,886/mo (50% DSR)
Upfront cash ≈ HK$96.67M (deposit + AVD stamp duty HK$17,215,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,087,087
−HK$68,170/mo
▼ 0.25% · 3.875%
HK$1,120,902
−HK$34,355/mo
Today · 4.125%
HK$1,155,257
baseline
▲ 0.50% · 4.625%
HK$1,225,552
+HK$70,295/mo
Deposit HK$26.49M · loan HK$238.37M · min. income ≈ HK$2,310,514/mo (50% DSR)
Upfront cash ≈ HK$43.70M (deposit + AVD stamp duty HK$17,215,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,209,374
−HK$65,338/mo
▼ 0.25% · 3.875%
HK$1,241,808
−HK$32,904/mo
Today · 4.125%
HK$1,274,712
baseline
▲ 0.50% · 4.625%
HK$1,341,904
+HK$67,192/mo
Deposit HK$26.49M · loan HK$238.37M · min. income ≈ HK$2,549,424/mo (50% DSR)
Upfront cash ≈ HK$43.70M (deposit + AVD stamp duty HK$17,215,577 · Scale 2, in force from 26 Feb 2026)