LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,401
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,280
−HK$1,909/mo
Today · 4.125%
HK$64,189
baseline
▲ 0.50% · 4.625%
HK$68,095
+HK$3,906/mo
Deposit HK$13.24M · loan HK$13.24M · min. income ≈ HK$128,378/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,125,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,196
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,998
−HK$1,828/mo
Today · 4.125%
HK$70,826
baseline
▲ 0.50% · 4.625%
HK$74,560
+HK$3,734/mo
Deposit HK$13.24M · loan HK$13.24M · min. income ≈ HK$141,652/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,125,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,482
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,736
−HK$2,291/mo
Today · 4.125%
HK$77,027
baseline
▲ 0.50% · 4.625%
HK$81,714
+HK$4,687/mo
Deposit HK$10.60M · loan HK$15.89M · min. income ≈ HK$154,054/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,125,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,635
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,798
−HK$2,194/mo
Today · 4.125%
HK$84,992
baseline
▲ 0.50% · 4.625%
HK$89,472
+HK$4,480/mo
Deposit HK$10.60M · loan HK$15.89M · min. income ≈ HK$169,984/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,125,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,562
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$87,192
−HK$2,673/mo
Today · 4.125%
HK$89,865
baseline
▲ 0.50% · 4.625%
HK$95,333
+HK$5,468/mo
Deposit HK$7.95M · loan HK$18.54M · min. income ≈ HK$179,730/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$1,125,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,074
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$96,597
−HK$2,560/mo
Today · 4.125%
HK$99,157
baseline
▲ 0.50% · 4.625%
HK$104,384
+HK$5,227/mo
Deposit HK$7.95M · loan HK$18.54M · min. income ≈ HK$198,314/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$1,125,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,723
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$112,105
−HK$3,436/mo
Today · 4.125%
HK$115,541
baseline
▲ 0.50% · 4.625%
HK$122,571
+HK$7,030/mo
Deposit HK$2.65M · loan HK$23.84M · min. income ≈ HK$231,082/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,125,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,953
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,197
−HK$3,291/mo
Today · 4.125%
HK$127,488
baseline
▲ 0.50% · 4.625%
HK$134,208
+HK$6,720/mo
Deposit HK$2.65M · loan HK$23.84M · min. income ≈ HK$254,976/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,125,779 · Scale 2, in force from 26 Feb 2026)