LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,404
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,283
−HK$1,909/mo
Today · 4.125%
HK$64,192
baseline
▲ 0.50% · 4.625%
HK$68,098
+HK$3,906/mo
Deposit HK$13.24M · loan HK$13.24M · min. income ≈ HK$128,384/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,125,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,199
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$69,001
−HK$1,828/mo
Today · 4.125%
HK$70,829
baseline
▲ 0.50% · 4.625%
HK$74,563
+HK$3,734/mo
Deposit HK$13.24M · loan HK$13.24M · min. income ≈ HK$141,658/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,125,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,485
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,739
−HK$2,291/mo
Today · 4.125%
HK$77,030
baseline
▲ 0.50% · 4.625%
HK$81,717
+HK$4,687/mo
Deposit HK$10.60M · loan HK$15.89M · min. income ≈ HK$154,060/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,125,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,639
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,801
−HK$2,194/mo
Today · 4.125%
HK$84,995
baseline
▲ 0.50% · 4.625%
HK$89,475
+HK$4,480/mo
Deposit HK$10.60M · loan HK$15.89M · min. income ≈ HK$169,990/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$1,125,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,566
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$87,196
−HK$2,673/mo
Today · 4.125%
HK$89,869
baseline
▲ 0.50% · 4.625%
HK$95,337
+HK$5,468/mo
Deposit HK$7.95M · loan HK$18.54M · min. income ≈ HK$179,738/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$1,125,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,078
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$96,601
−HK$2,560/mo
Today · 4.125%
HK$99,161
baseline
▲ 0.50% · 4.625%
HK$104,388
+HK$5,227/mo
Deposit HK$7.95M · loan HK$18.54M · min. income ≈ HK$198,322/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$1,125,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,727
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$112,109
−HK$3,436/mo
Today · 4.125%
HK$115,545
baseline
▲ 0.50% · 4.625%
HK$122,576
+HK$7,031/mo
Deposit HK$2.65M · loan HK$23.84M · min. income ≈ HK$231,090/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,125,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,958
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,202
−HK$3,291/mo
Today · 4.125%
HK$127,493
baseline
▲ 0.50% · 4.625%
HK$134,213
+HK$6,720/mo
Deposit HK$2.65M · loan HK$23.84M · min. income ≈ HK$254,986/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$1,125,825 · Scale 2, in force from 26 Feb 2026)