LTV · monthly repayment
▼ 0.50% · 3.625%
HK$604,128
−HK$37,884/mo
▼ 0.25% · 3.875%
HK$622,920
−HK$19,092/mo
Today · 4.125%
HK$642,012
baseline
▲ 0.50% · 4.625%
HK$681,077
+HK$39,065/mo
Deposit HK$132.47M · loan HK$132.47M · min. income ≈ HK$1,284,024/mo (50% DSR)
Upfront cash ≈ HK$149.69M (deposit + AVD stamp duty HK$17,221,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$672,086
−HK$36,311/mo
▼ 0.25% · 3.875%
HK$690,111
−HK$18,286/mo
Today · 4.125%
HK$708,397
baseline
▲ 0.50% · 4.625%
HK$745,738
+HK$37,341/mo
Deposit HK$132.47M · loan HK$132.47M · min. income ≈ HK$1,416,794/mo (50% DSR)
Upfront cash ≈ HK$149.69M (deposit + AVD stamp duty HK$17,221,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$724,954
−HK$45,461/mo
▼ 0.25% · 3.875%
HK$747,504
−HK$22,911/mo
Today · 4.125%
HK$770,415
baseline
▲ 0.50% · 4.625%
HK$817,292
+HK$46,877/mo
Deposit HK$105.98M · loan HK$158.96M · min. income ≈ HK$1,540,830/mo (50% DSR)
Upfront cash ≈ HK$123.20M (deposit + AVD stamp duty HK$17,221,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$806,504
−HK$43,572/mo
▼ 0.25% · 3.875%
HK$828,134
−HK$21,942/mo
Today · 4.125%
HK$850,076
baseline
▲ 0.50% · 4.625%
HK$894,885
+HK$44,809/mo
Deposit HK$105.98M · loan HK$158.96M · min. income ≈ HK$1,700,152/mo (50% DSR)
Upfront cash ≈ HK$123.20M (deposit + AVD stamp duty HK$17,221,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$845,779
−HK$53,038/mo
▼ 0.25% · 3.875%
HK$872,088
−HK$26,729/mo
Today · 4.125%
HK$898,817
baseline
▲ 0.50% · 4.625%
HK$953,508
+HK$54,691/mo
Deposit HK$79.48M · loan HK$185.46M · min. income ≈ HK$1,797,634/mo (50% DSR)
Upfront cash ≈ HK$96.70M (deposit + AVD stamp duty HK$17,221,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$940,921
−HK$50,835/mo
▼ 0.25% · 3.875%
HK$966,156
−HK$25,600/mo
Today · 4.125%
HK$991,756
baseline
▲ 0.50% · 4.625%
HK$1,044,033
+HK$52,277/mo
Deposit HK$79.48M · loan HK$185.46M · min. income ≈ HK$1,983,512/mo (50% DSR)
Upfront cash ≈ HK$96.70M (deposit + AVD stamp duty HK$17,221,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,087,430
−HK$68,192/mo
▼ 0.25% · 3.875%
HK$1,121,256
−HK$34,366/mo
Today · 4.125%
HK$1,155,622
baseline
▲ 0.50% · 4.625%
HK$1,225,939
+HK$70,317/mo
Deposit HK$26.49M · loan HK$238.44M · min. income ≈ HK$2,311,244/mo (50% DSR)
Upfront cash ≈ HK$43.71M (deposit + AVD stamp duty HK$17,221,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,209,755
−HK$65,360/mo
▼ 0.25% · 3.875%
HK$1,242,200
−HK$32,915/mo
Today · 4.125%
HK$1,275,115
baseline
▲ 0.50% · 4.625%
HK$1,342,328
+HK$67,213/mo
Deposit HK$26.49M · loan HK$238.44M · min. income ≈ HK$2,550,230/mo (50% DSR)
Upfront cash ≈ HK$43.71M (deposit + AVD stamp duty HK$17,221,009 · Scale 2, in force from 26 Feb 2026)