LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,449
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,330
−HK$1,910/mo
Today · 4.125%
HK$64,240
baseline
▲ 0.50% · 4.625%
HK$68,149
+HK$3,909/mo
Deposit HK$13.25M · loan HK$13.25M · min. income ≈ HK$128,480/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,126,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,249
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,053
−HK$1,830/mo
Today · 4.125%
HK$70,883
baseline
▲ 0.50% · 4.625%
HK$74,619
+HK$3,736/mo
Deposit HK$13.25M · loan HK$13.25M · min. income ≈ HK$141,766/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,126,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,539
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,796
−HK$2,292/mo
Today · 4.125%
HK$77,088
baseline
▲ 0.50% · 4.625%
HK$81,779
+HK$4,691/mo
Deposit HK$10.60M · loan HK$15.91M · min. income ≈ HK$154,176/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,126,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,699
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,864
−HK$2,195/mo
Today · 4.125%
HK$85,059
baseline
▲ 0.50% · 4.625%
HK$89,543
+HK$4,484/mo
Deposit HK$10.60M · loan HK$15.91M · min. income ≈ HK$170,118/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,126,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,629
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,262
−HK$2,674/mo
Today · 4.125%
HK$89,936
baseline
▲ 0.50% · 4.625%
HK$95,409
+HK$5,473/mo
Deposit HK$7.95M · loan HK$18.56M · min. income ≈ HK$179,872/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$1,126,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,149
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$96,674
−HK$2,562/mo
Today · 4.125%
HK$99,236
baseline
▲ 0.50% · 4.625%
HK$104,467
+HK$5,231/mo
Deposit HK$7.95M · loan HK$18.56M · min. income ≈ HK$198,472/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$1,126,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,809
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$112,194
−HK$3,438/mo
Today · 4.125%
HK$115,632
baseline
▲ 0.50% · 4.625%
HK$122,668
+HK$7,036/mo
Deposit HK$2.65M · loan HK$23.86M · min. income ≈ HK$231,264/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$1,126,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,049
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,295
−HK$3,294/mo
Today · 4.125%
HK$127,589
baseline
▲ 0.50% · 4.625%
HK$134,314
+HK$6,725/mo
Deposit HK$2.65M · loan HK$23.86M · min. income ≈ HK$255,178/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$1,126,672 · Scale 2, in force from 26 Feb 2026)