LTV · monthly repayment
▼ 0.50% · 3.625%
HK$605,031
−HK$37,941/mo
▼ 0.25% · 3.875%
HK$623,851
−HK$19,121/mo
Today · 4.125%
HK$642,972
baseline
▲ 0.50% · 4.625%
HK$682,095
+HK$39,123/mo
Deposit HK$132.67M · loan HK$132.67M · min. income ≈ HK$1,285,944/mo (50% DSR)
Upfront cash ≈ HK$149.91M (deposit + AVD stamp duty HK$17,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$673,091
−HK$36,365/mo
▼ 0.25% · 3.875%
HK$691,143
−HK$18,313/mo
Today · 4.125%
HK$709,456
baseline
▲ 0.50% · 4.625%
HK$746,852
+HK$37,396/mo
Deposit HK$132.67M · loan HK$132.67M · min. income ≈ HK$1,418,912/mo (50% DSR)
Upfront cash ≈ HK$149.91M (deposit + AVD stamp duty HK$17,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$726,037
−HK$45,529/mo
▼ 0.25% · 3.875%
HK$748,621
−HK$22,945/mo
Today · 4.125%
HK$771,566
baseline
▲ 0.50% · 4.625%
HK$818,514
+HK$46,948/mo
Deposit HK$106.13M · loan HK$159.20M · min. income ≈ HK$1,543,132/mo (50% DSR)
Upfront cash ≈ HK$123.38M (deposit + AVD stamp duty HK$17,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$807,709
−HK$43,638/mo
▼ 0.25% · 3.875%
HK$829,371
−HK$21,976/mo
Today · 4.125%
HK$851,347
baseline
▲ 0.50% · 4.625%
HK$896,223
+HK$44,876/mo
Deposit HK$106.13M · loan HK$159.20M · min. income ≈ HK$1,702,694/mo (50% DSR)
Upfront cash ≈ HK$123.38M (deposit + AVD stamp duty HK$17,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$847,043
−HK$53,117/mo
▼ 0.25% · 3.875%
HK$873,391
−HK$26,769/mo
Today · 4.125%
HK$900,160
baseline
▲ 0.50% · 4.625%
HK$954,933
+HK$54,773/mo
Deposit HK$79.60M · loan HK$185.73M · min. income ≈ HK$1,800,320/mo (50% DSR)
Upfront cash ≈ HK$96.85M (deposit + AVD stamp duty HK$17,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$942,327
−HK$50,911/mo
▼ 0.25% · 3.875%
HK$967,600
−HK$25,638/mo
Today · 4.125%
HK$993,238
baseline
▲ 0.50% · 4.625%
HK$1,045,593
+HK$52,355/mo
Deposit HK$79.60M · loan HK$185.73M · min. income ≈ HK$1,986,476/mo (50% DSR)
Upfront cash ≈ HK$96.85M (deposit + AVD stamp duty HK$17,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,089,056
−HK$68,293/mo
▼ 0.25% · 3.875%
HK$1,122,931
−HK$34,418/mo
Today · 4.125%
HK$1,157,349
baseline
▲ 0.50% · 4.625%
HK$1,227,771
+HK$70,422/mo
Deposit HK$26.53M · loan HK$238.80M · min. income ≈ HK$2,314,698/mo (50% DSR)
Upfront cash ≈ HK$43.78M (deposit + AVD stamp duty HK$17,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,211,563
−HK$65,457/mo
▼ 0.25% · 3.875%
HK$1,244,057
−HK$32,963/mo
Today · 4.125%
HK$1,277,020
baseline
▲ 0.50% · 4.625%
HK$1,344,334
+HK$67,314/mo
Deposit HK$26.53M · loan HK$238.80M · min. income ≈ HK$2,554,040/mo (50% DSR)
Upfront cash ≈ HK$43.78M (deposit + AVD stamp duty HK$17,246,748 · Scale 2, in force from 26 Feb 2026)