LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,552
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,436
−HK$1,913/mo
Today · 4.125%
HK$64,349
baseline
▲ 0.50% · 4.625%
HK$68,265
+HK$3,916/mo
Deposit HK$13.28M · loan HK$13.28M · min. income ≈ HK$128,698/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,128,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,364
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,170
−HK$1,833/mo
Today · 4.125%
HK$71,003
baseline
▲ 0.50% · 4.625%
HK$74,746
+HK$3,743/mo
Deposit HK$13.28M · loan HK$13.28M · min. income ≈ HK$142,006/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,128,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,663
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,923
−HK$2,296/mo
Today · 4.125%
HK$77,219
baseline
▲ 0.50% · 4.625%
HK$81,918
+HK$4,699/mo
Deposit HK$10.62M · loan HK$15.93M · min. income ≈ HK$154,438/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,128,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,837
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$83,005
−HK$2,199/mo
Today · 4.125%
HK$85,204
baseline
▲ 0.50% · 4.625%
HK$89,695
+HK$4,491/mo
Deposit HK$10.62M · loan HK$15.93M · min. income ≈ HK$170,408/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,128,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,773
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,410
−HK$2,679/mo
Today · 4.125%
HK$90,089
baseline
▲ 0.50% · 4.625%
HK$95,571
+HK$5,482/mo
Deposit HK$7.97M · loan HK$18.59M · min. income ≈ HK$180,178/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$1,128,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,309
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,839
−HK$2,566/mo
Today · 4.125%
HK$99,405
baseline
▲ 0.50% · 4.625%
HK$104,644
+HK$5,239/mo
Deposit HK$7.97M · loan HK$18.59M · min. income ≈ HK$198,810/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$1,128,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,994
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$112,384
−HK$3,445/mo
Today · 4.125%
HK$115,829
baseline
▲ 0.50% · 4.625%
HK$122,877
+HK$7,048/mo
Deposit HK$2.66M · loan HK$23.90M · min. income ≈ HK$231,658/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$1,128,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,255
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$124,507
−HK$3,299/mo
Today · 4.125%
HK$127,806
baseline
▲ 0.50% · 4.625%
HK$134,543
+HK$6,737/mo
Deposit HK$2.66M · loan HK$23.90M · min. income ≈ HK$255,612/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$1,128,590 · Scale 2, in force from 26 Feb 2026)