LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,554
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,437
−HK$1,914/mo
Today · 4.125%
HK$64,351
baseline
▲ 0.50% · 4.625%
HK$68,266
+HK$3,915/mo
Deposit HK$13.28M · loan HK$13.28M · min. income ≈ HK$128,702/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,128,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,365
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,172
−HK$1,833/mo
Today · 4.125%
HK$71,005
baseline
▲ 0.50% · 4.625%
HK$74,747
+HK$3,742/mo
Deposit HK$13.28M · loan HK$13.28M · min. income ≈ HK$142,010/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,128,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,664
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,925
−HK$2,296/mo
Today · 4.125%
HK$77,221
baseline
▲ 0.50% · 4.625%
HK$81,920
+HK$4,699/mo
Deposit HK$10.62M · loan HK$15.93M · min. income ≈ HK$154,442/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,128,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,838
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,006
−HK$2,200/mo
Today · 4.125%
HK$85,206
baseline
▲ 0.50% · 4.625%
HK$89,697
+HK$4,491/mo
Deposit HK$10.62M · loan HK$15.93M · min. income ≈ HK$170,412/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,128,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,775
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,412
−HK$2,679/mo
Today · 4.125%
HK$90,091
baseline
▲ 0.50% · 4.625%
HK$95,573
+HK$5,482/mo
Deposit HK$7.97M · loan HK$18.59M · min. income ≈ HK$180,182/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$1,128,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,311
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,841
−HK$2,566/mo
Today · 4.125%
HK$99,407
baseline
▲ 0.50% · 4.625%
HK$104,646
+HK$5,239/mo
Deposit HK$7.97M · loan HK$18.59M · min. income ≈ HK$198,814/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$1,128,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,996
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$112,387
−HK$3,444/mo
Today · 4.125%
HK$115,831
baseline
▲ 0.50% · 4.625%
HK$122,879
+HK$7,048/mo
Deposit HK$2.66M · loan HK$23.90M · min. income ≈ HK$231,662/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$1,128,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,257
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,509
−HK$3,300/mo
Today · 4.125%
HK$127,809
baseline
▲ 0.50% · 4.625%
HK$134,545
+HK$6,736/mo
Deposit HK$2.66M · loan HK$23.90M · min. income ≈ HK$255,618/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$1,128,613 · Scale 2, in force from 26 Feb 2026)