LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,588
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,473
−HK$1,914/mo
Today · 4.125%
HK$64,387
baseline
▲ 0.50% · 4.625%
HK$68,305
+HK$3,918/mo
Deposit HK$13.29M · loan HK$13.29M · min. income ≈ HK$128,774/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,129,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,404
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,211
−HK$1,834/mo
Today · 4.125%
HK$71,045
baseline
▲ 0.50% · 4.625%
HK$74,790
+HK$3,745/mo
Deposit HK$13.29M · loan HK$13.29M · min. income ≈ HK$142,090/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,129,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,706
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,967
−HK$2,298/mo
Today · 4.125%
HK$77,265
baseline
▲ 0.50% · 4.625%
HK$81,966
+HK$4,701/mo
Deposit HK$10.63M · loan HK$15.94M · min. income ≈ HK$154,530/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,129,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,884
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,054
−HK$2,200/mo
Today · 4.125%
HK$85,254
baseline
▲ 0.50% · 4.625%
HK$89,748
+HK$4,494/mo
Deposit HK$10.63M · loan HK$15.94M · min. income ≈ HK$170,508/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,129,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,823
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,462
−HK$2,680/mo
Today · 4.125%
HK$90,142
baseline
▲ 0.50% · 4.625%
HK$95,627
+HK$5,485/mo
Deposit HK$7.97M · loan HK$18.60M · min. income ≈ HK$180,284/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$1,129,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,365
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,896
−HK$2,567/mo
Today · 4.125%
HK$99,463
baseline
▲ 0.50% · 4.625%
HK$104,706
+HK$5,243/mo
Deposit HK$7.97M · loan HK$18.60M · min. income ≈ HK$198,926/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$1,129,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,058
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$112,451
−HK$3,446/mo
Today · 4.125%
HK$115,897
baseline
▲ 0.50% · 4.625%
HK$122,949
+HK$7,052/mo
Deposit HK$2.66M · loan HK$23.91M · min. income ≈ HK$231,794/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,129,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,326
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,580
−HK$3,301/mo
Today · 4.125%
HK$127,881
baseline
▲ 0.50% · 4.625%
HK$134,622
+HK$6,741/mo
Deposit HK$2.66M · loan HK$23.91M · min. income ≈ HK$255,762/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,129,256 · Scale 2, in force from 26 Feb 2026)