LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,626
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,512
−HK$1,916/mo
Today · 4.125%
HK$64,428
baseline
▲ 0.50% · 4.625%
HK$68,348
+HK$3,920/mo
Deposit HK$13.29M · loan HK$13.29M · min. income ≈ HK$128,856/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,129,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,446
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,255
−HK$1,835/mo
Today · 4.125%
HK$71,090
baseline
▲ 0.50% · 4.625%
HK$74,837
+HK$3,747/mo
Deposit HK$13.29M · loan HK$13.29M · min. income ≈ HK$142,180/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,129,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,751
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,014
−HK$2,299/mo
Today · 4.125%
HK$77,313
baseline
▲ 0.50% · 4.625%
HK$82,018
+HK$4,705/mo
Deposit HK$10.63M · loan HK$15.95M · min. income ≈ HK$154,626/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,129,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,935
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,106
−HK$2,202/mo
Today · 4.125%
HK$85,308
baseline
▲ 0.50% · 4.625%
HK$89,804
+HK$4,496/mo
Deposit HK$10.63M · loan HK$15.95M · min. income ≈ HK$170,616/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,129,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,877
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,517
−HK$2,682/mo
Today · 4.125%
HK$90,199
baseline
▲ 0.50% · 4.625%
HK$95,687
+HK$5,488/mo
Deposit HK$7.98M · loan HK$18.61M · min. income ≈ HK$180,398/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$1,129,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,424
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,957
−HK$2,569/mo
Today · 4.125%
HK$99,526
baseline
▲ 0.50% · 4.625%
HK$104,772
+HK$5,246/mo
Deposit HK$7.98M · loan HK$18.61M · min. income ≈ HK$199,052/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$1,129,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,127
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$112,521
−HK$3,449/mo
Today · 4.125%
HK$115,970
baseline
▲ 0.50% · 4.625%
HK$123,027
+HK$7,057/mo
Deposit HK$2.66M · loan HK$23.93M · min. income ≈ HK$231,940/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,129,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,403
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$124,659
−HK$3,303/mo
Today · 4.125%
HK$127,962
baseline
▲ 0.50% · 4.625%
HK$134,707
+HK$6,745/mo
Deposit HK$2.66M · loan HK$23.93M · min. income ≈ HK$255,924/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,129,965 · Scale 2, in force from 26 Feb 2026)