LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,665
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,552
−HK$1,917/mo
Today · 4.125%
HK$64,469
baseline
▲ 0.50% · 4.625%
HK$68,391
+HK$3,922/mo
Deposit HK$13.30M · loan HK$13.30M · min. income ≈ HK$128,938/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,130,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,489
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,299
−HK$1,836/mo
Today · 4.125%
HK$71,135
baseline
▲ 0.50% · 4.625%
HK$74,884
+HK$3,749/mo
Deposit HK$13.30M · loan HK$13.30M · min. income ≈ HK$142,270/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,130,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,797
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,062
−HK$2,300/mo
Today · 4.125%
HK$77,362
baseline
▲ 0.50% · 4.625%
HK$82,070
+HK$4,708/mo
Deposit HK$10.64M · loan HK$15.96M · min. income ≈ HK$154,724/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,130,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,986
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,158
−HK$2,204/mo
Today · 4.125%
HK$85,362
baseline
▲ 0.50% · 4.625%
HK$89,861
+HK$4,499/mo
Deposit HK$10.64M · loan HK$15.96M · min. income ≈ HK$170,724/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,130,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,930
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$87,572
−HK$2,684/mo
Today · 4.125%
HK$90,256
baseline
▲ 0.50% · 4.625%
HK$95,748
+HK$5,492/mo
Deposit HK$7.98M · loan HK$18.62M · min. income ≈ HK$180,512/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$1,130,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,484
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$97,018
−HK$2,571/mo
Today · 4.125%
HK$99,589
baseline
▲ 0.50% · 4.625%
HK$104,838
+HK$5,249/mo
Deposit HK$7.98M · loan HK$18.62M · min. income ≈ HK$199,178/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$1,130,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,196
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$112,593
−HK$3,451/mo
Today · 4.125%
HK$116,044
baseline
▲ 0.50% · 4.625%
HK$123,105
+HK$7,061/mo
Deposit HK$2.66M · loan HK$23.94M · min. income ≈ HK$232,088/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,130,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,480
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$124,738
−HK$3,305/mo
Today · 4.125%
HK$128,043
baseline
▲ 0.50% · 4.625%
HK$134,792
+HK$6,749/mo
Deposit HK$2.66M · loan HK$23.94M · min. income ≈ HK$256,086/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,130,681 · Scale 2, in force from 26 Feb 2026)