LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,697
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,585
−HK$1,918/mo
Today · 4.125%
HK$64,503
baseline
▲ 0.50% · 4.625%
HK$68,428
+HK$3,925/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$129,006/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,524
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,335
−HK$1,838/mo
Today · 4.125%
HK$71,173
baseline
▲ 0.50% · 4.625%
HK$74,924
+HK$3,751/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$142,346/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,836
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,102
−HK$2,301/mo
Today · 4.125%
HK$77,403
baseline
▲ 0.50% · 4.625%
HK$82,113
+HK$4,710/mo
Deposit HK$10.65M · loan HK$15.97M · min. income ≈ HK$154,806/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,029
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,202
−HK$2,205/mo
Today · 4.125%
HK$85,407
baseline
▲ 0.50% · 4.625%
HK$89,909
+HK$4,502/mo
Deposit HK$10.65M · loan HK$15.97M · min. income ≈ HK$170,814/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,975
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,619
−HK$2,685/mo
Today · 4.125%
HK$90,304
baseline
▲ 0.50% · 4.625%
HK$95,799
+HK$5,495/mo
Deposit HK$7.99M · loan HK$18.63M · min. income ≈ HK$180,608/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,534
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,070
−HK$2,572/mo
Today · 4.125%
HK$99,642
baseline
▲ 0.50% · 4.625%
HK$104,894
+HK$5,252/mo
Deposit HK$7.99M · loan HK$18.63M · min. income ≈ HK$199,284/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,254
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$112,652
−HK$3,453/mo
Today · 4.125%
HK$116,105
baseline
▲ 0.50% · 4.625%
HK$123,170
+HK$7,065/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$232,210/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,544
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$124,804
−HK$3,307/mo
Today · 4.125%
HK$128,111
baseline
▲ 0.50% · 4.625%
HK$134,863
+HK$6,752/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$256,222/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,280 · Scale 2, in force from 26 Feb 2026)