LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,703
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,592
−HK$1,918/mo
Today · 4.125%
HK$64,510
baseline
▲ 0.50% · 4.625%
HK$68,435
+HK$3,925/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$129,020/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,532
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,343
−HK$1,837/mo
Today · 4.125%
HK$71,180
baseline
▲ 0.50% · 4.625%
HK$74,932
+HK$3,752/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$142,360/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,844
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,110
−HK$2,302/mo
Today · 4.125%
HK$77,412
baseline
▲ 0.50% · 4.625%
HK$82,122
+HK$4,710/mo
Deposit HK$10.65M · loan HK$15.97M · min. income ≈ HK$154,824/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,038
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,212
−HK$2,204/mo
Today · 4.125%
HK$85,416
baseline
▲ 0.50% · 4.625%
HK$89,919
+HK$4,503/mo
Deposit HK$10.65M · loan HK$15.97M · min. income ≈ HK$170,832/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,985
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,628
−HK$2,686/mo
Today · 4.125%
HK$90,314
baseline
▲ 0.50% · 4.625%
HK$95,809
+HK$5,495/mo
Deposit HK$7.99M · loan HK$18.63M · min. income ≈ HK$180,628/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,545
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,080
−HK$2,572/mo
Today · 4.125%
HK$99,652
baseline
▲ 0.50% · 4.625%
HK$104,905
+HK$5,253/mo
Deposit HK$7.99M · loan HK$18.63M · min. income ≈ HK$199,304/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,266
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,665
−HK$3,453/mo
Today · 4.125%
HK$116,118
baseline
▲ 0.50% · 4.625%
HK$123,183
+HK$7,065/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$232,236/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,557
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,817
−HK$3,308/mo
Today · 4.125%
HK$128,125
baseline
▲ 0.50% · 4.625%
HK$134,878
+HK$6,753/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$256,250/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,404 · Scale 2, in force from 26 Feb 2026)