LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,706
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,594
−HK$1,918/mo
Today · 4.125%
HK$64,512
baseline
▲ 0.50% · 4.625%
HK$68,438
+HK$3,926/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$129,024/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,534
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,346
−HK$1,837/mo
Today · 4.125%
HK$71,183
baseline
▲ 0.50% · 4.625%
HK$74,935
+HK$3,752/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$142,366/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,847
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,113
−HK$2,302/mo
Today · 4.125%
HK$77,415
baseline
▲ 0.50% · 4.625%
HK$82,125
+HK$4,710/mo
Deposit HK$10.65M · loan HK$15.97M · min. income ≈ HK$154,830/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,041
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,215
−HK$2,205/mo
Today · 4.125%
HK$85,420
baseline
▲ 0.50% · 4.625%
HK$89,922
+HK$4,502/mo
Deposit HK$10.65M · loan HK$15.97M · min. income ≈ HK$170,840/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,988
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,631
−HK$2,686/mo
Today · 4.125%
HK$90,317
baseline
▲ 0.50% · 4.625%
HK$95,813
+HK$5,496/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$180,634/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,548
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,084
−HK$2,572/mo
Today · 4.125%
HK$99,656
baseline
▲ 0.50% · 4.625%
HK$104,909
+HK$5,253/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$199,312/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,270
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,669
−HK$3,453/mo
Today · 4.125%
HK$116,122
baseline
▲ 0.50% · 4.625%
HK$123,188
+HK$7,066/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$232,244/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,562
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,822
−HK$3,308/mo
Today · 4.125%
HK$128,130
baseline
▲ 0.50% · 4.625%
HK$134,883
+HK$6,753/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$256,260/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,447 · Scale 2, in force from 26 Feb 2026)