LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,711
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,599
−HK$1,919/mo
Today · 4.125%
HK$64,518
baseline
▲ 0.50% · 4.625%
HK$68,444
+HK$3,926/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$129,036/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,540
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,352
−HK$1,837/mo
Today · 4.125%
HK$71,189
baseline
▲ 0.50% · 4.625%
HK$74,942
+HK$3,753/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$142,378/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,853
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,119
−HK$2,303/mo
Today · 4.125%
HK$77,422
baseline
▲ 0.50% · 4.625%
HK$82,133
+HK$4,711/mo
Deposit HK$10.65M · loan HK$15.97M · min. income ≈ HK$154,844/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,048
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,222
−HK$2,205/mo
Today · 4.125%
HK$85,427
baseline
▲ 0.50% · 4.625%
HK$89,930
+HK$4,503/mo
Deposit HK$10.65M · loan HK$15.97M · min. income ≈ HK$170,854/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,995
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,639
−HK$2,686/mo
Today · 4.125%
HK$90,325
baseline
▲ 0.50% · 4.625%
HK$95,821
+HK$5,496/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$180,650/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,556
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,092
−HK$2,573/mo
Today · 4.125%
HK$99,665
baseline
▲ 0.50% · 4.625%
HK$104,918
+HK$5,253/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$199,330/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,280
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$112,679
−HK$3,453/mo
Today · 4.125%
HK$116,132
baseline
▲ 0.50% · 4.625%
HK$123,199
+HK$7,067/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$232,264/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,573
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,833
−HK$3,308/mo
Today · 4.125%
HK$128,141
baseline
▲ 0.50% · 4.625%
HK$134,895
+HK$6,754/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$256,282/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,546 · Scale 2, in force from 26 Feb 2026)