LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,713
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,601
−HK$1,919/mo
Today · 4.125%
HK$64,520
baseline
▲ 0.50% · 4.625%
HK$68,446
+HK$3,926/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$129,040/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,542
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,354
−HK$1,837/mo
Today · 4.125%
HK$71,191
baseline
▲ 0.50% · 4.625%
HK$74,944
+HK$3,753/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$142,382/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,855
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,122
−HK$2,302/mo
Today · 4.125%
HK$77,424
baseline
▲ 0.50% · 4.625%
HK$82,135
+HK$4,711/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$154,848/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,051
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,225
−HK$2,205/mo
Today · 4.125%
HK$85,430
baseline
▲ 0.50% · 4.625%
HK$89,933
+HK$4,503/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$170,860/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,998
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,642
−HK$2,686/mo
Today · 4.125%
HK$90,328
baseline
▲ 0.50% · 4.625%
HK$95,824
+HK$5,496/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$180,656/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,559
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,095
−HK$2,573/mo
Today · 4.125%
HK$99,668
baseline
▲ 0.50% · 4.625%
HK$104,922
+HK$5,254/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$199,336/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,283
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$112,682
−HK$3,454/mo
Today · 4.125%
HK$116,136
baseline
▲ 0.50% · 4.625%
HK$123,203
+HK$7,067/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$232,272/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,576
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$124,837
−HK$3,308/mo
Today · 4.125%
HK$128,145
baseline
▲ 0.50% · 4.625%
HK$134,899
+HK$6,754/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$256,290/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,581 · Scale 2, in force from 26 Feb 2026)