LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,714
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,602
−HK$1,919/mo
Today · 4.125%
HK$64,521
baseline
▲ 0.50% · 4.625%
HK$68,447
+HK$3,926/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$129,042/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,543
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,355
−HK$1,837/mo
Today · 4.125%
HK$71,192
baseline
▲ 0.50% · 4.625%
HK$74,945
+HK$3,753/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$142,384/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,856
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,123
−HK$2,302/mo
Today · 4.125%
HK$77,425
baseline
▲ 0.50% · 4.625%
HK$82,136
+HK$4,711/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$154,850/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,052
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,226
−HK$2,205/mo
Today · 4.125%
HK$85,431
baseline
▲ 0.50% · 4.625%
HK$89,934
+HK$4,503/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$170,862/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,999
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,643
−HK$2,686/mo
Today · 4.125%
HK$90,329
baseline
▲ 0.50% · 4.625%
HK$95,825
+HK$5,496/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$180,658/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,561
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,097
−HK$2,572/mo
Today · 4.125%
HK$99,669
baseline
▲ 0.50% · 4.625%
HK$104,923
+HK$5,254/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$199,338/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,284
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$112,684
−HK$3,454/mo
Today · 4.125%
HK$116,138
baseline
▲ 0.50% · 4.625%
HK$123,204
+HK$7,066/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$232,276/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,578
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,838
−HK$3,308/mo
Today · 4.125%
HK$128,146
baseline
▲ 0.50% · 4.625%
HK$134,901
+HK$6,755/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$256,292/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,595 · Scale 2, in force from 26 Feb 2026)