LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,714
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,603
−HK$1,919/mo
Today · 4.125%
HK$64,522
baseline
▲ 0.50% · 4.625%
HK$68,448
+HK$3,926/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$129,044/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,544
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,356
−HK$1,837/mo
Today · 4.125%
HK$71,193
baseline
▲ 0.50% · 4.625%
HK$74,946
+HK$3,753/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$142,386/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,131,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,857
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,124
−HK$2,302/mo
Today · 4.125%
HK$77,426
baseline
▲ 0.50% · 4.625%
HK$82,137
+HK$4,711/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$154,852/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,053
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,227
−HK$2,205/mo
Today · 4.125%
HK$85,432
baseline
▲ 0.50% · 4.625%
HK$89,935
+HK$4,503/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$170,864/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,000
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$87,644
−HK$2,687/mo
Today · 4.125%
HK$90,331
baseline
▲ 0.50% · 4.625%
HK$95,827
+HK$5,496/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$180,662/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,562
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,098
−HK$2,573/mo
Today · 4.125%
HK$99,671
baseline
▲ 0.50% · 4.625%
HK$104,925
+HK$5,254/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$199,342/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,286
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$112,685
−HK$3,454/mo
Today · 4.125%
HK$116,139
baseline
▲ 0.50% · 4.625%
HK$123,206
+HK$7,067/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$232,278/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,580
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$124,840
−HK$3,308/mo
Today · 4.125%
HK$128,148
baseline
▲ 0.50% · 4.625%
HK$134,903
+HK$6,755/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$256,296/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,612 · Scale 2, in force from 26 Feb 2026)