LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,718
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,607
−HK$1,918/mo
Today · 4.125%
HK$64,525
baseline
▲ 0.50% · 4.625%
HK$68,452
+HK$3,927/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$129,050/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,131,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,548
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,360
−HK$1,837/mo
Today · 4.125%
HK$71,197
baseline
▲ 0.50% · 4.625%
HK$74,950
+HK$3,753/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$142,394/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,131,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,861
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,128
−HK$2,303/mo
Today · 4.125%
HK$77,431
baseline
▲ 0.50% · 4.625%
HK$82,142
+HK$4,711/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$154,862/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,058
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,232
−HK$2,205/mo
Today · 4.125%
HK$85,437
baseline
▲ 0.50% · 4.625%
HK$89,940
+HK$4,503/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$170,874/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,005
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$87,649
−HK$2,687/mo
Today · 4.125%
HK$90,336
baseline
▲ 0.50% · 4.625%
HK$95,832
+HK$5,496/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$180,672/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,567
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,103
−HK$2,573/mo
Today · 4.125%
HK$99,676
baseline
▲ 0.50% · 4.625%
HK$104,930
+HK$5,254/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$199,352/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,292
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$112,692
−HK$3,454/mo
Today · 4.125%
HK$116,146
baseline
▲ 0.50% · 4.625%
HK$123,213
+HK$7,067/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$232,292/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,586
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$124,847
−HK$3,308/mo
Today · 4.125%
HK$128,155
baseline
▲ 0.50% · 4.625%
HK$134,911
+HK$6,756/mo
Deposit HK$2.66M · loan HK$23.96M · min. income ≈ HK$256,310/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,676 · Scale 2, in force from 26 Feb 2026)