LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,719
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,608
−HK$1,918/mo
Today · 4.125%
HK$64,526
baseline
▲ 0.50% · 4.625%
HK$68,453
+HK$3,927/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$129,052/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,131,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,549
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,361
−HK$1,838/mo
Today · 4.125%
HK$71,199
baseline
▲ 0.50% · 4.625%
HK$74,952
+HK$3,753/mo
Deposit HK$13.31M · loan HK$13.31M · min. income ≈ HK$142,398/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,131,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,863
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,129
−HK$2,303/mo
Today · 4.125%
HK$77,432
baseline
▲ 0.50% · 4.625%
HK$82,143
+HK$4,711/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$154,864/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,059
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,233
−HK$2,205/mo
Today · 4.125%
HK$85,438
baseline
▲ 0.50% · 4.625%
HK$89,942
+HK$4,504/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$170,876/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,006
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$87,651
−HK$2,686/mo
Today · 4.125%
HK$90,337
baseline
▲ 0.50% · 4.625%
HK$95,834
+HK$5,497/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$180,674/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,569
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,105
−HK$2,573/mo
Today · 4.125%
HK$99,678
baseline
▲ 0.50% · 4.625%
HK$104,932
+HK$5,254/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$199,356/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,294
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$112,694
−HK$3,454/mo
Today · 4.125%
HK$116,148
baseline
▲ 0.50% · 4.625%
HK$123,215
+HK$7,067/mo
Deposit HK$2.66M · loan HK$23.97M · min. income ≈ HK$232,296/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,588
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$124,849
−HK$3,308/mo
Today · 4.125%
HK$128,157
baseline
▲ 0.50% · 4.625%
HK$134,913
+HK$6,756/mo
Deposit HK$2.66M · loan HK$23.97M · min. income ≈ HK$256,314/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$1,131,694 · Scale 2, in force from 26 Feb 2026)