LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,728
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,617
−HK$1,919/mo
Today · 4.125%
HK$64,536
baseline
▲ 0.50% · 4.625%
HK$68,463
+HK$3,927/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,072/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,131,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,559
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,371
−HK$1,838/mo
Today · 4.125%
HK$71,209
baseline
▲ 0.50% · 4.625%
HK$74,963
+HK$3,754/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,418/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,131,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,874
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,140
−HK$2,303/mo
Today · 4.125%
HK$77,443
baseline
▲ 0.50% · 4.625%
HK$82,156
+HK$4,713/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$154,886/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,071
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,245
−HK$2,206/mo
Today · 4.125%
HK$85,451
baseline
▲ 0.50% · 4.625%
HK$89,955
+HK$4,504/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$170,902/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,131,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,019
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,664
−HK$2,687/mo
Today · 4.125%
HK$90,351
baseline
▲ 0.50% · 4.625%
HK$95,848
+HK$5,497/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$180,702/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,583
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$97,120
−HK$2,573/mo
Today · 4.125%
HK$99,693
baseline
▲ 0.50% · 4.625%
HK$104,948
+HK$5,255/mo
Deposit HK$7.99M · loan HK$18.64M · min. income ≈ HK$199,386/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,131,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,310
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$112,711
−HK$3,454/mo
Today · 4.125%
HK$116,165
baseline
▲ 0.50% · 4.625%
HK$123,234
+HK$7,069/mo
Deposit HK$2.66M · loan HK$23.97M · min. income ≈ HK$232,330/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,131,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,607
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$124,868
−HK$3,309/mo
Today · 4.125%
HK$128,177
baseline
▲ 0.50% · 4.625%
HK$134,933
+HK$6,756/mo
Deposit HK$2.66M · loan HK$23.97M · min. income ≈ HK$256,354/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,131,865 · Scale 2, in force from 26 Feb 2026)