LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,738
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,628
−HK$1,919/mo
Today · 4.125%
HK$64,547
baseline
▲ 0.50% · 4.625%
HK$68,475
+HK$3,928/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,094/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,571
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,383
−HK$1,839/mo
Today · 4.125%
HK$71,222
baseline
▲ 0.50% · 4.625%
HK$74,976
+HK$3,754/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,444/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,886
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,153
−HK$2,304/mo
Today · 4.125%
HK$77,457
baseline
▲ 0.50% · 4.625%
HK$82,170
+HK$4,713/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$154,914/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,085
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,260
−HK$2,206/mo
Today · 4.125%
HK$85,466
baseline
▲ 0.50% · 4.625%
HK$89,971
+HK$4,505/mo
Deposit HK$10.65M · loan HK$15.98M · min. income ≈ HK$170,932/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,034
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,679
−HK$2,687/mo
Today · 4.125%
HK$90,366
baseline
▲ 0.50% · 4.625%
HK$95,865
+HK$5,499/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$180,732/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,132,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,599
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$97,136
−HK$2,574/mo
Today · 4.125%
HK$99,710
baseline
▲ 0.50% · 4.625%
HK$104,966
+HK$5,256/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$199,420/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,132,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,329
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$112,730
−HK$3,455/mo
Today · 4.125%
HK$116,185
baseline
▲ 0.50% · 4.625%
HK$123,255
+HK$7,070/mo
Deposit HK$2.66M · loan HK$23.97M · min. income ≈ HK$232,370/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,628
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$124,890
−HK$3,309/mo
Today · 4.125%
HK$128,199
baseline
▲ 0.50% · 4.625%
HK$134,956
+HK$6,757/mo
Deposit HK$2.66M · loan HK$23.97M · min. income ≈ HK$256,398/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,058 · Scale 2, in force from 26 Feb 2026)