LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,741
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,631
−HK$1,919/mo
Today · 4.125%
HK$64,550
baseline
▲ 0.50% · 4.625%
HK$68,478
+HK$3,928/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,100/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,574
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,386
−HK$1,839/mo
Today · 4.125%
HK$71,225
baseline
▲ 0.50% · 4.625%
HK$74,979
+HK$3,754/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,450/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,889
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,157
−HK$2,303/mo
Today · 4.125%
HK$77,460
baseline
▲ 0.50% · 4.625%
HK$82,173
+HK$4,713/mo
Deposit HK$10.66M · loan HK$15.98M · min. income ≈ HK$154,920/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,089
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,263
−HK$2,207/mo
Today · 4.125%
HK$85,470
baseline
▲ 0.50% · 4.625%
HK$89,975
+HK$4,505/mo
Deposit HK$10.66M · loan HK$15.98M · min. income ≈ HK$170,940/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,038
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,683
−HK$2,687/mo
Today · 4.125%
HK$90,370
baseline
▲ 0.50% · 4.625%
HK$95,869
+HK$5,499/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$180,740/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,132,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,604
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$97,141
−HK$2,574/mo
Today · 4.125%
HK$99,715
baseline
▲ 0.50% · 4.625%
HK$104,971
+HK$5,256/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$199,430/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,132,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,334
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$112,735
−HK$3,455/mo
Today · 4.125%
HK$116,190
baseline
▲ 0.50% · 4.625%
HK$123,260
+HK$7,070/mo
Deposit HK$2.66M · loan HK$23.97M · min. income ≈ HK$232,380/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,633
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$124,895
−HK$3,310/mo
Today · 4.125%
HK$128,205
baseline
▲ 0.50% · 4.625%
HK$134,962
+HK$6,757/mo
Deposit HK$2.66M · loan HK$23.97M · min. income ≈ HK$256,410/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,110 · Scale 2, in force from 26 Feb 2026)