LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,744
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,633
−HK$1,920/mo
Today · 4.125%
HK$64,553
baseline
▲ 0.50% · 4.625%
HK$68,481
+HK$3,928/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,106/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,577
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,389
−HK$1,839/mo
Today · 4.125%
HK$71,228
baseline
▲ 0.50% · 4.625%
HK$74,982
+HK$3,754/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,456/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,892
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,160
−HK$2,303/mo
Today · 4.125%
HK$77,463
baseline
▲ 0.50% · 4.625%
HK$82,177
+HK$4,714/mo
Deposit HK$10.66M · loan HK$15.98M · min. income ≈ HK$154,926/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,092
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,267
−HK$2,206/mo
Today · 4.125%
HK$85,473
baseline
▲ 0.50% · 4.625%
HK$89,978
+HK$4,505/mo
Deposit HK$10.66M · loan HK$15.98M · min. income ≈ HK$170,946/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,041
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$87,686
−HK$2,688/mo
Today · 4.125%
HK$90,374
baseline
▲ 0.50% · 4.625%
HK$95,873
+HK$5,499/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$180,748/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,132,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,607
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,145
−HK$2,574/mo
Today · 4.125%
HK$99,719
baseline
▲ 0.50% · 4.625%
HK$104,975
+HK$5,256/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$199,438/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,132,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,338
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$112,739
−HK$3,456/mo
Today · 4.125%
HK$116,195
baseline
▲ 0.50% · 4.625%
HK$123,265
+HK$7,070/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$232,390/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,638
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$124,900
−HK$3,310/mo
Today · 4.125%
HK$128,210
baseline
▲ 0.50% · 4.625%
HK$134,968
+HK$6,758/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$256,420/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,154 · Scale 2, in force from 26 Feb 2026)