LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,747
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,636
−HK$1,920/mo
Today · 4.125%
HK$64,556
baseline
▲ 0.50% · 4.625%
HK$68,484
+HK$3,928/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,112/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,580
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,393
−HK$1,838/mo
Today · 4.125%
HK$71,231
baseline
▲ 0.50% · 4.625%
HK$74,986
+HK$3,755/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,462/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,896
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,164
−HK$2,303/mo
Today · 4.125%
HK$77,467
baseline
▲ 0.50% · 4.625%
HK$82,181
+HK$4,714/mo
Deposit HK$10.66M · loan HK$15.98M · min. income ≈ HK$154,934/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,096
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,271
−HK$2,206/mo
Today · 4.125%
HK$85,477
baseline
▲ 0.50% · 4.625%
HK$89,983
+HK$4,506/mo
Deposit HK$10.66M · loan HK$15.98M · min. income ≈ HK$170,954/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,045
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$87,691
−HK$2,687/mo
Today · 4.125%
HK$90,378
baseline
▲ 0.50% · 4.625%
HK$95,878
+HK$5,500/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$180,756/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,132,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,612
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,150
−HK$2,574/mo
Today · 4.125%
HK$99,724
baseline
▲ 0.50% · 4.625%
HK$104,980
+HK$5,256/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$199,448/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$1,132,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,344
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$112,745
−HK$3,456/mo
Today · 4.125%
HK$116,201
baseline
▲ 0.50% · 4.625%
HK$123,271
+HK$7,070/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$232,402/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,644
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$124,907
−HK$3,309/mo
Today · 4.125%
HK$128,216
baseline
▲ 0.50% · 4.625%
HK$134,975
+HK$6,759/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$256,432/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,213 · Scale 2, in force from 26 Feb 2026)