LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,755
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,645
−HK$1,920/mo
Today · 4.125%
HK$64,565
baseline
▲ 0.50% · 4.625%
HK$68,493
+HK$3,928/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,130/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,589
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,402
−HK$1,839/mo
Today · 4.125%
HK$71,241
baseline
▲ 0.50% · 4.625%
HK$74,996
+HK$3,755/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,482/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,906
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,174
−HK$2,304/mo
Today · 4.125%
HK$77,478
baseline
▲ 0.50% · 4.625%
HK$82,192
+HK$4,714/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$154,956/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,107
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,282
−HK$2,207/mo
Today · 4.125%
HK$85,489
baseline
▲ 0.50% · 4.625%
HK$89,995
+HK$4,506/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$170,978/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,057
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$87,703
−HK$2,688/mo
Today · 4.125%
HK$90,391
baseline
▲ 0.50% · 4.625%
HK$95,891
+HK$5,500/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$180,782/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,625
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,163
−HK$2,574/mo
Today · 4.125%
HK$99,737
baseline
▲ 0.50% · 4.625%
HK$104,995
+HK$5,258/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$199,474/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,359
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$112,761
−HK$3,456/mo
Today · 4.125%
HK$116,217
baseline
▲ 0.50% · 4.625%
HK$123,288
+HK$7,071/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$232,434/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,661
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,924
−HK$3,310/mo
Today · 4.125%
HK$128,234
baseline
▲ 0.50% · 4.625%
HK$134,993
+HK$6,759/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$256,468/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,368 · Scale 2, in force from 26 Feb 2026)